5409 Hilltop Rd, Castro Valley, CA 94552 Property Records

Alameda County property record for 5409 Hilltop Rd, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Lot Size	1.77 acres (77,212 sqft)
Owner	2 Trust Names on File
Last Sale	$2,587,500 (May 2025)
Tax Bill	$15,001 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85A-6000-7`

Property Details

APN / Parcel Number

Primary APN	`85A-6000-7`
Alternative APN	`085A-6000-007-00`

Exterior

Lot Area	77,212 sqft

Location & Zoning

Street Address	5409 HILLTOP RD
City	CASTRO VALLEY
State	CA
Zip	94552-0102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: TR: 6869 ;LOT: 00002 BLK: TR: 6869 ;LOT: 00003 BLK: TR: 6869
Legal Subdivision	TRACT NO. 6869
Legal Tract	6869
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2003
Census Tract	435103

Owner

5409 Hilltop Rd is owner-occupied and held in a trust since May 2025.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5409 HILLTOP RD, CASTRO VALLEY, CA 94552-0102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 21, 2023	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
May 13, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Mar 12, 2009 · Amount on File
Deed Document Number	202569152
Prior Transfer Date	Aug 14, 2008
Prior Transfer Doc	0000274127
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5409 HILLTOP RD, CASTRO VALLEY, CA 94552
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 HILLTOP RD, CASTRO VALLEY, CA 94552-0102

Mortgage

Document Number	0000028177
Date	Feb 27, 2026
Instrument	2026028177

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5409 HILLTOP RD, CASTRO VALLEY, CA 94552
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083377
Date	Jul 21, 2023
Instrument	2023083377

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEW YORK, NY 10199

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 13, 2022
Property Address	5409 HILLTOP RD, CASTRO VALLEY, CA 94552
Document Number	0000094046
Map Reference	MB 293 PG 44-50
Instrument Date	May 11, 2022
Instrument	2022094046
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$12,347.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 BISHOP DR # 100, 100, SAN RAMON, CA 94583-5005
Investor	Possibly a Property Investor

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 11, 2022
Property Address	5409 HILLTOP RD, CASTRO VALLEY, CA 94552
Document Number	0000072509
Map Reference	MB 293 PG 44-50
Instrument Date	Mar 31, 2022
Instrument	2022072509
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 CORBERRIE LN # ARCO, ARCO, RALEIGH, NC 27613-4315

Tax Assessment & Valuation

The 2025 property tax bill for 5409 Hilltop Rd was $15,001 with a homeowner's exemption, up 192.5% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,631,842 (+114.5%) Land $791,520 Building $1,847,322
2025	$15,001.00 (+192.53%)	$1,226,976 Land $401,876 Building $825,100
2024	$5,128.00 (+10.4%)
2023	$4,645.00	$386,274 Land $386,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5409 Hilltop Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1983–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 Hilltop Rd is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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