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5497 Moonlight Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5497 Moonlight Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,886 sqft · built 1974
Lot Size0.776 acres (33,803 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Aug 1990)
Tax Bill$1,660 (2024)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN31-2N-28-1690-01200-0030

Property Details

APN / Parcel Number

Primary APN31-2N-28-1690-01200-0030

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,886 sqft Heated Area
Gross Area4,074 sqft
1st Floor Area3,486 sqft
Upper Floors Area837 sqft
Basement Area225 sqft
Finished Basement225 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialShingle
Lot Area33,803 sqft (0.776 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area264 sqft
Deck Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number312N281690012000030
Street Address5497 MOONLIGHT DR
CityMILTON
StateFL
Zip32570-8097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAYES HEIGHTS LOTS 3 & 4 BLK 1 2 AS DES IN OR 1118 PG 382 LESS 1/2 MINERAL RIGHTS
Legal Range28W
Legal Township02N
Legal Section31
Legal SubdivisionHAYES HEIGHTS
Legal Block1
Legal Lot Number3-4 4
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3018
Census Tract10503

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5497 MOONLIGHT DR, MILTON, FL 32570-8097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1990 · Amount on Record
Deed SaleAug 1, 1990 · Amount on Record
Deed Document Number0001118382
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5497 MOONLIGHT DR, MILTON, FL 32570-8097
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5497 MOONLIGHT DR, MILTON, FL 32570-8097

Mortgage

Document Number0043471589
DateNov 29, 2022
Book Page4347/1589
Instrument202265476
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,660.00 (+2.09%) Homeowner's exemption$169,575 (+3%)$273,790 (+1.19%) Land $36,800 Building $236,990
2023$1,626.00 (+2.46%) Homeowner's exemption$164,636 (+3%)$270,559 (+7.68%) Land $36,800 Building $233,759
2022$1,587.00 Homeowner's exemption$159,841$251,264 Land $24,000 Building $227,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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