5440 Moonlight Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5440 Moonlight Dr, Milton, FL 32570 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 2007
Lot Size0.299 acres (13,024 sqft)
OwnerIndividual Name on File
Last Sale$149,400 (Jul 2007)
Tax Bill$1,081 (2024)
Deeds & MortgagesDec 2021 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-2N-28-1690-01400-0170

Property Details

APN / Parcel Number

Primary APN31-2N-28-1690-01400-0170
Alternative APN
  • N282311690014000170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area2,069 sqft
1st Floor Area1,368 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,024 sqft (0.299 acres)
Lot Dimensions163 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area85 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5440 MOONLIGHT DR
CityMILTON
StateFL
Zip32570-8302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAYES HEIGHTS S 80 FT OF LOT 17 BLK 14 AS DES IN OR 2747 PG 401 & IN OR 3716 PG 1914
Legal Range28W
Legal Township2N
Legal Section31
Legal SubdivisionHAYES HEIGHTS
Legal Block14
Legal Lot Number17
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3021
Census Tract10503

Owner

Source: Santa Rosa County records · APN 31-2N-28-1690-01400-0170

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5440 MOONLIGHT DR, MILTON, FL 32570-8302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Apr 02, 2018Deed of Trust, Mortgage · FHA Mortgage
CITIBANK
Apr 09, 2018Intrafamily Transfer, Transfer · FHA Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2007 · Amount on Record
Deed SaleJul 03, 2007 · Amount on Record
Prior SaleOct 28, 2003 · Amount on Record
Deed Document Number200731211
Deed Book / Page2747 / 401
Last Transfer DateJan 31, 2018
Transfer Doc0037161914
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5440 MOONLIGHT DR, MILTON, FL 32570-8302
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5440 MOONLIGHT DR, MILTON, FL 32570-8302

Mortgage

Document Number0042250868
DateDec 27, 2021
Book Page4225/868
Instrument202185053
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueMay 01, 2048

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5440 MOONLIGHT DR, MILTON, FL 32570-8302
Document Number0037161918
Instrument DateApr 02, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5440 MOONLIGHT DR MILTON FL 325708302, MILTON, FL 32570-8302

Mortgage

Document Number0037161918
DateApr 09, 2018
Book Page003716/001918
Instrument13761
Lender
NameCITIBANK
TypeBank
AddressO FALLON, MO 63368-2240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 08, 2048

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateApr 09, 2018
Property Address5440 MOONLIGHT DR, MILTON, FL 32570-8302
Document Number0037161914
Book / Page3716 / 1914
Map ReferenceMB B PG75
Instrument DateJan 31, 2018
Instrument201813760
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5440 MOONLIGHT DR, 5440, MILTON, FL 32570-8302

Transferred To (Grantee/Buyer)

NameVerified Name
Address5440 MOONLIGHT DR, MILTON, FL 32570-8302
InvestorPossibly a Property Investor

Mortgage

Document Number0201813761
DateApr 09, 2018
Instrument201813761
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$127,169 (+2.9%)$170,602 (+1.45%) Land $23,000 Building $147,602
2024$1,081.00 (+2.46%) Homeowner's exemption$123,585 (+3%)$168,162 (+0.72%) Land $23,000 Building $145,162
2023$1,055.00 (+2.93%) Homeowner's exemption$119,985 (+3%)$166,958 (+7.66%) Land $23,000 Building $143,958
2022$1,025.00 Homeowner's exemption$116,490$155,085 Land $15,000 Building $140,085

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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