5475 Moonlight Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5475 Moonlight Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,985 sqft · built 1998
Lot Size4.76 acres (207,694 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Jul 2025)
Tax Bill$2,829 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-2N-29-0000-01823-0000

Property Details

APN / Parcel Number

Primary APN36-2N-29-0000-01823-0000
Alternative APN
  • N292360000018230000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,985 sqft Living Area
Gross Area3,966 sqft
1st Floor Area2,985 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area207,694 sqft (4.76 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Patio Area345 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5475 MOONLIGHT DR
CityMILTON
StateFL
Zip32570-8097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description**UPDATED FOR 2025** COM AT SE SEC CORN THN N2*47 47E ON E SEC LN 964.18 FT THN N87*0723W 418.78 FT TO POB & CONT 553.21 FT THN N2*4753E 396.61 FT THN S87*0723E 503. 90 FT THN S5*1430E 138 FT THN S87*0723E 30 FT THN S2* 4747W 260 FT TO POB & WITH ING
Legal Range29W
Legal Township2N
Legal Section36
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3003
Census Tract10503

Owner

5475 Moonlight Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5475 MOONLIGHT DR, MILTON, FL 32570-8097
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jun 21, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2025 · Amount on File
Deed SaleJul 1, 2025 · Amount on File
Prior SaleJun 21, 2017 · Amount on File
Deed Document Number202530284
Deed Book / Page4633 / 765
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5475 MOONLIGHT DR, MILTON, FL 32570-8097
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5475 MOONLIGHT DR, MILTON, FL 32570-8097

Mortgage

Document Number0042901696
DateJun 2, 2022
Book Page4290/1696
Instrument202233200
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 21, 2017
Property Address5475 MOONLIGHT DR, MILTON, FL 32570-8097
Document Number0036350581
Book / Page003635 / 000581
Instrument DateJun 5, 2017
Instrument25099
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5475 MOONLIGHT DR MILTON FL 325708097, MILTON, FL 32570-8097

Mortgage

Document Number36350583
DateJun 21, 2017
Book Page003635/000583
Instrument25100
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5475 Moonlight Dr was $2,829, up 4.9% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00 (+4.86%)$268,466 (+2.9%)$386,398 (+3.82%) Land $102,988 Building $283,410
2024$2,698.00 (+1.73%) Homeowner's exemption$260,900 (+3%)$372,164 (+0.89%) Land $94,406 Building $277,758
2023$2,652.00 (+2.55%) Homeowner's exemption$253,301 (+3.2%)$368,897 (+4.55%) Land $94,406 Building $274,491
2022$2,586.00 Homeowner's exemption$245,438$352,858 Land $85,824 Building $267,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5475 Moonlight Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5475 Moonlight Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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