St. Louis County property record for 5496 Arnold Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,950 sqft · built 2012 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,590 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0012-01020 |
| Primary APN | 520-0012-01020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Gross Area |
| 1st Floor Area | 1,950 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 1,306,800 sqft (30 acres) |
| Garage Type | Mixed |
| Garage Area | 3,400 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 916975 |
|---|---|
| Street Address | 5496 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE1/4 OF NW1/4 EX W 664.06 FT OF S 656.42 FTOF N 985.72 FT SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 14 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0012-01020
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5496 ARNOLD RD, DULUTH, MN 55803-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5496 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 00A1333244 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5496 ARNOLD RD DULUTH MN 558039316, DULUTH, MN 55803-9316 |
| Document Number | 00A1333244 |
|---|---|
| Date | May 22, 2018 |
| Instrument | A1333244 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 21, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,590.00 (+7.64%) Homeowner's exemption | ||
| 2025 | $6,122.00 (+12%) Homeowner's exemption | $502,800 (+3.54%) Land $107,800 Building $395,000 | $502,800 (+3.54%) Land $107,800 Building $395,000 |
| 2024 | $5,466.00 | $485,600 (+25.74%) Land $107,800 Building $377,800 | $485,600 (+25.74%) Land $107,800 Building $377,800 |
| 2022 | $386,200 Land $102,800 Building $283,400 | $386,200 Land $102,800 Building $283,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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