St. Louis County property record for 5465 Arnold Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,612 sqft · built 1950 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Jul 2025) |
| Tax Bill | $4,452 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0012-01250 |
| Primary APN | 520-0012-01250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Gross Area |
| 1st Floor Area | 812 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,564 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 36 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1184749 |
|---|---|
| Street Address | 5465 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | N 1/2 OF S 1/2 OF NE 1/4 OF NE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10400 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5465 ARNOLD RD, DULUTH, MN 55803-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU |
| Jun 6, 2022 | Intrafamily Transfer, Transfer NORTH SHORE TITLE |
| Nov 6, 2019 | Warranty Deed, Transfer · Conventional with PMI REPUBLIC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Jun 6, 2022 · Amount on Record |
| Deed Document Number | 20251513628 |
| Prior Transfer Date | May 16, 2022 |
| Prior Transfer Doc | 0001444554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 6, 2022 |
| Property Address | 5465 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001444555 |
| Map Reference | MB 226 PG 153 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 1444555 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5465 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001444556 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 1444556 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 6, 2022 |
| Property Address | 5465 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001444554 |
| Instrument Date | May 16, 2022 |
| Instrument | 1444554 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NORTH SHORE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5465 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 6, 2019 |
| Property Address | 5465 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 00A1366888 |
| Instrument Date | Oct 25, 2019 |
| Instrument | A1366888 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5465 ARNOLD RD DULUTH MN 558039316, DULUTH, MN 55803-9316 |
| Document Number | A1366889 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | A1366889 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2049 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,452.00 (+3.58%) Homeowner's exemption | ||
| 2025 | $4,298.00 (-5.7%) Homeowner's exemption | $384,400 (+10.62%) Land $90,300 Building $294,100 | $384,400 (+10.62%) Land $90,300 Building $294,100 |
| 2024 | $4,558.00 | $347,500 (+6.46%) Land $90,300 Building $257,200 | $347,500 (+6.46%) Land $90,300 Building $257,200 |
| 2022 | $326,400 Land $81,400 Building $245,000 | $326,400 Land $81,400 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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