St. Louis County property record for 5480 Arnold Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,074 sqft · built 1926 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Aug 2021) |
| Tax Bill | $3,118 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0012-01070 |
| Primary APN | 520-0012-01070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Gross Area |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 967 sqft |
| Finished Basement | 967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Area | 672 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 148 sqft |
| Storage Building | 480 sqft |
| Pole Barn | 875 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1115317 |
|---|---|
| Street Address | 5480 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | S1/2 OF N1/2 AND N1/2 OF N1/2 OF S1/2 OFNW1/4 OF NW1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 14 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5480 ARNOLD RD, DULUTH, MN 55803-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Aug 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 26, 2017 | Grant Deed, Transfer WEST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Aug 17, 2021 · Amount on Record |
| Deed Document Number | 20211422335 |
| Prior Transfer Date | Aug 13, 2021 |
| Prior Transfer Doc | 0001045479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 17, 2021 |
| Property Address | 5480 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001045479 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 1045479 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $716.10 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5480 ARNOLD RD, RICE LAKE, MN 55803-9316 |
| Document Number | 0001045480 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1045480 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 20, 2021 |
| Property Address | 5480 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001422335 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 1422335 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $716.10 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5480 ARNOLD RD, RICE LAKE, MN 55803-9316 |
| Document Number | 0001422336 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 1422336 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 26, 2017 |
| Property Address | 5480 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 00A1302869 |
| Instrument Date | Jan 6, 2017 |
| Instrument | A1302869 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | WEST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $512.63 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5480 ARNOLD RD DULUTH MN 558039316, DULUTH, MN 55803-9316 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,118.00 (+3.52%) Homeowner's exemption | ||
| 2025 | $3,012.00 (-6.63%) Homeowner's exemption | $254,500 (-) Land $89,600 Building $164,900 | $254,500 (-) Land $89,600 Building $164,900 |
| 2024 | $3,226.00 | $254,500 (+18.7%) Land $89,600 Building $164,900 | $254,500 (+18.7%) Land $89,600 Building $164,900 |
| 2022 | $214,400 Land $85,600 Building $128,800 | $214,400 Land $85,600 Building $128,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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