5492 Mesa Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5492 Mesa Rd, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 1999
Lot Size0.15 acres (6,535 sqft)
Owner2 Company Names on File
Last Sale$740,000 (Jun 2019)
Tax Bill$10,115 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Mar 2021 Transfer
+ 2 more
Flood ZoneZone D (undetermined)
APN810-30-049

Property Details

APN / Parcel Number

Primary APN810-30-049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleOther
Construction TypeWood
Lot Area6,535 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage Area471 sqft Garage

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address5492 MESA RD
CityGILROY
StateCA
Zip95020-6815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BOOK 709 PAGE 10
Legal Lot Number3
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1007
Census Tract512509

Owner

Source: Santa Clara County records · APN 810-30-049

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address5492 MESA RD, GILROY, CA 95020-6815
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 15, 2021Intrafamily Transfer, Transfer
Sep 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Jun 21, 2019Grant Deed, Transfer · Conventional Mortgage
GUBARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Document Number0024208309
Last Transfer DateMar 15, 2021
Transfer Doc0024874695
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5492 MESA RD, GILROY, CA 95020-6815
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5492 MESA RD, GILROY, CA 95020-6815

Mortgage

Document Number0025057653
DateAug 09, 2021
Instrument25057653
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateMar 15, 2021
Property Address5492 MESA RD, GILROY, CA 95020-6815
Document Number0024874695
Map ReferenceMB 709 PG 10
Instrument DateFeb 24, 2021
Instrument24874695
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5492 MESA RD, GILROY, CA 95020-6815

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5492 MESA RD, GILROY, CA 95020-6815
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024597104
DateSep 01, 2020
Instrument24597104
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJun 21, 2019
Property Address5492 MESA RD, GILROY, CA 95020-6815
Document Number0024208309
Map ReferenceMB 207 PG 20
Instrument DateJun 11, 2019
Instrument24208309
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5492 MESA RD, GILROY, CA 95020-6815

Mortgage

Document Number0024208310
DateJun 21, 2019
Instrument24208310
Lender
NameGUBARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,115.00 (+2.22%) Homeowner's exemption$825,480 (+4.04%) Land $490,826 Building $334,654
2023$9,895.00 (+1.67%) Homeowner's exemption$793,427 Land $471,767 Building $321,660
2022$9,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 654 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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