5505 Mesa Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5505 Mesa Rd, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,908 sqft · built 1978
Lot Size0.173 acres (7,560 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Apr 2017)
Tax Bill$8,980 (2025)
Deeds & MortgagesFeb 2020 Loan Modification
Apr 2017 Transfer
+ 1 more
Flood ZoneZone D (undetermined)
APN810-33-009

Property Details

APN / Parcel Number

Primary APN810-33-009

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
1st Floor Area984 sqft
2nd Floor Area924 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Construction TypeWood
Lot Area7,560 sqft (0.173 acres)
Lot Dimensions105 ft deep x 72 ft wide
Garage Area534 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address5505 MESA RD
CityGILROY
StateCA
Zip95020-6814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 6012 LOT 54
Legal SubdivisionMESA ROAD RANCH
Legal Tract6012
Legal Lot Number54
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1027
Census Tract512510

Owner

Source: Santa Clara County records · APN 810-33-009

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5505 MESA RD, GILROY, CA 95020-6814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2020Loan Modification, Mortgage · Conventional Mortgage
FREEDOM MTG
Apr 19, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 19, 2017Grant Deed, Transfer · Conventional with PMI
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2017 · Amount on Record
Deed SaleApr 19, 2017 · Amount on Record
Prior SaleApr 19, 2017 · Amount on Record
Deed Document Number23628253
Record UpdatedJun 08, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CLARA CA
Property Address5505 MESA RD, GILROY, CA 95020-6814
Document Number0024425663
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5505 MESA RD GILROY CA 950206814, GILROY, CA 95020-6814

Mortgage

Document Number0024425663
DateMar 10, 2020
Instrument24425663
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMar 09, 2060
Interest
Rate3.62%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateApr 19, 2017
Property Address5505 MESA RD, GILROY, CA 95020-6814
Document Number0023628254
Instrument DateApr 14, 2017
Instrument23628254
Transaction TypeTransfer
Record UpdatedMay 05, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5505 MESA RD GILROY CA 950206814, GILROY, CA 95020-6814

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateApr 19, 2017
Property Address5505 MESA RD, GILROY, CA 95020-6814
Document Number0023628253
Instrument DateApr 12, 2017
Instrument23628253
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5505 MESA RD GILROY CA 950206814, GILROY, CA 95020-6814

Mortgage

Document Number23628255
DateApr 19, 2017
Instrument23628255
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 18, 2047

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,980.00 (+2.2%)$725,360 (+4.04%) Land $362,680 Building $362,680
2023$8,787.00 (+1.65%)$697,196 Land $348,598 Building $348,598
2022$8,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 101 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100

May also be available: Hankins Information Technology.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Mesa Rd

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