Santa Clara County property record for 5475 Mesa Rd, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,908 sqft Living Area |
| Lot Size | 7,140 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $765,000 (2019) |
| Tax Bill | $10,540.00 (2025) |
| Primary APN | 810-33-076 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,908 sqft Living Area |
| 1st Floor | 984 sqft 1st Floor |
| 2nd Floor | 924 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 7,140 sqft (0.163 acres) |
| Depth X Width | 105 ft x 68 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 534 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 5475 MESA RD |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-6813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 6012 LOT 71 |
| Legal Subdivision | MESA ROAD RANCH |
| Legal Tract | 6012 |
| Legal Lot Number | 71 |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 512510 |
Source: Santa Clara County records · APN 810-33-076
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 08, 2017 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 19, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 10, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2017 |
| Deed Doc Number | 24137408 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Document Number | 0025273398 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 25273398 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 21, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Document Number | 0025080407 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 25080407 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0023669340 |
|---|---|
| Date | Jun 08, 2017 |
| Instrument | 23669340 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORTC |
| Name | Verified Name |
|---|
| Document Number | 0024467423 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 24467423 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 19, 2019 |
| Property Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Document Number | 0024137408 |
| Map Reference | MB 396 PG 48-50 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 24137408 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Document Number | 0024137409 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 24137409 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 10, 2017 |
| Property Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Document Number | 0023553479 |
| Map Reference | MAP396 PG48-50 |
| Instrument Date | Jan 03, 2017 |
| Instrument | 23553479 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5475 MESA RD, GILROY, CA 95020-6813 |
| Document Number | 0023553480 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 23553480 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,540.00 (+2.19%) | $853,366 (+4.04%) Land $426,683 Building $426,683 |
| 2023 | $10,314.00 (+1.66%) | $820,230 Land $410,115 Building $410,115 |
| 2022 | $10,146.00 |
5475 Mesa Rd is in FEMA Zone D, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Santa Clara County (06085C), updated January 18, 2026
| FEMA Flood Zone | Zone D flood hazard undetermined — not studied |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 59th percentile of exposed land nationally · 35th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 658 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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