549 San Pablo Ter, Pacifica, CA 94044 Property Records

San Mateo County property record for 549 San Pablo Ter, Pacifica, CA 94044 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1965
Square Footage2,210 sqft Living Area
Lot Size10,126 sqft (0.233 acres)
Garage480 sqft
Last Sale$1,500,000 (2024)
Tax Bill$19,735.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-111-100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,210 sqft Living Area
1st Floor1,490 sqft 1st Floor
Basement Area720 sqft Basement
Finished Basement720 sqft Finished
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area10,126 sqft (0.233 acres)
Depth X Width93 ft x 106 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area480 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address549 SAN PABLO TER
CityPACIFICA
StateCA
Zip94044-2447
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 16 SALADA BEACH TERRACE RSM 30/8
Legal SubdivisionSALADA BEACH TERRACE
Legal Lot Number16
JurisdictionSAN MATEO CA
Minor Civil DivisionSOUTH SAN FRANCISCO
Census Blockgroup1
Census Block1001
Census Tract603000

Owner

Source: San Mateo County records · APN 016-111-100

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1130 MILLBRAE AVE, MILLBRAE, CA 94030-2906
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2025Deed of Trust, Mortgage · Conventional Mortgage
EAST WEST BANK
Apr 30, 2024Grant Deed, Transfer · Conventional Mortgage
FIDELITY LENDING SOLUTIONS INC
Aug 09, 2022Deed of Trust, Mortgage · Line of Credit
EAST WEST BANK
May 05, 2021Correction Deed · Conventional Mortgage
EAST WEST BANK
Dec 31, 2019Grant Deed, Transfer
5TH STREET CAP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Prior SaleDec 31, 2019 · Amount on Record
Deed Doc Number202422183
Prior Transfer DateDec 14, 2004
Prior Transfer Doc0000250205
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address549 SAN PABLO TER, PACIFICA, CA 94044-2447
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 MILLBRAE AVE, MILLBRAE, CA 94030-2906

Mortgage

Document Number0000065936
DateDec 03, 2025
Instrument2025-065936
Lender
NameEAST WEST BANK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJan 01, 2036
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index52-Week T-Bill (1-Year)
Max Rate12.2%

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateApr 30, 2024
Property Address549 SAN PABLO TER, PACIFICA, CA 94044-2447
Document Number0000022183
Map ReferenceMB 30 PG 8
Instrument DateApr 11, 2024
Instrument2024-022183
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address130 MILLBRAE AVE, MILLBRAE, CA 94030-2538

Mortgage

Document Number0000022184
DateApr 30, 2024
Instrument2024-022184
Lender
NameFIDELITY LENDING SOLUTIONS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeAdjustable Rate
Rate8.75%
Type Change DateMay 01, 2029
Change Frequency6 Months
Min Rate At Change6.75%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Margin5
Max Rate13.7%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address549 SAN PABLO TER, PACIFICA, CA 94044-2447
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1495 29TH AVE, SAN FRANCISCO, CA 94122-3233

Mortgage

Document Number0000059583
DateAug 09, 2022
Instrument2022-059583
Lender
NameEAST WEST BANK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN MATEO CA
Recording DateMay 05, 2021
Property Address549 SAN PABLO TER, PACIFICA, CA 94044-2447
Document Number0000071619
Map ReferenceMB 30 PG 8
Instrument DateApr 29, 2021
Instrument2021-071619
Record UpdatedMay 30, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1495 29TH AVE, SAN FRANCISCO, CA 94122-3233

Mortgage

Document Number0000071620
DateMay 05, 2021
Instrument2021-071620
Lender
NameEAST WEST BANK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateMay 01, 2026
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.37%
Index1-Year CMT
Max Rate1.03%

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateDec 31, 2019
Property Address549 SAN PABLO TER, PACIFICA, CA 94044-2447
Document Number0000112048
Instrument DateDec 12, 2019
Instrument112048
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,415.15
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1495 29TH AVE SAN FRANCISCO CA 941223233, SAN FRANCISCO, CA 94122-3233

Mortgage

Document Number112049
DateDec 31, 2019
Instrument112049
Lender
Name5TH STREET CAP INC
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueDec 30, 2049
Interest
Rate TypeAdjustable Rate
Rate6.25%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,657,600 (+8.34%) Land $936,360 Building $721,240
2025$19,735.00 (+12.21%)$1,530,000 (+11.32%) Land $918,000 Building $612,000
2023$17,588.00 (+3.33%)$1,374,412 Land $683,265 Building $691,147$1,429,110
2022$17,022.00

Flood & Wildfire

549 San Pablo Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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