San Mateo County property record for 520 San Pablo Ter, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,619 sqft · built 1965 |
| Lot Size | 0.219 acres (9,524 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Jun 2021) |
| Tax Bill | $20,453 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-112-170 |
| Primary APN | 016-112-170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,619 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,059 sqft |
| Finished Basement | 1,059 sqft |
| Family Room | Family Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 9,524 sqft (0.219 acres) |
| Lot Dimensions | 95 ft deep x 70 ft wide |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 520 SAN PABLO TER |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 7 8 9 BLOCK 37 SALADA BEACH |
| Legal Subdivision | SALADA BEACH |
| Legal Block | 37 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 603000 |
520 San Pablo Ter is owned by two individuals who bought it in June 2021.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 142 STANLEY RD, BURLINGAME, CA 94010-2955 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Jun 25, 2021 | Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on File |
| Deed Sale | Jun 25, 2021 · Amount on File |
| Deed Document Number | 202197429 |
| Prior Transfer Date | Oct 24, 2013 |
| Prior Transfer Doc | 0000150491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 520 SAN PABLO TER, PACIFICA, CA 94044-2446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 142 STANLEY RD, BURLINGAME, CA 94010-2955 |
| Document Number | 0000026808 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-026808 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 25, 2021 |
| Property Address | 520 SAN PABLO TER, PACIFICA, CA 94044-2446 |
| Document Number | 0000097429 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021-097429 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,512.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 142 STANLEY RD, BURLINGAME, CA 94010-2955 |
| Document Number | 0000097430 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-097430 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 520 San Pablo Ter was $20,453.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,580,720 (+2%) Land $1,104,080 Building $476,640 | ||
| 2025 | $20,453.00 | $1,549,727 Land $1,082,432 Building $467,295 | |
| 2023 | $18,490.00 (+10.68%) | $1,489,550 Land $1,040,400 Building $449,150 | $1,581,210 |
| 2022 | $16,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 San Pablo Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 San Pablo Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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