San Mateo County property record for 491 San Pablo Ter, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,000 sqft · built 1999 |
| Lot Size | 0.277 acres (12,085 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,000,000 (Jun 2018) |
| Tax Bill | $28,767 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-111-160 |
| Primary APN | 016-111-160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Living Area |
| 1st Floor Area | 1,810 sqft |
| 2nd Floor Area | 1,190 sqft |
| Family Room | Family Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,085 sqft (0.277 acres) |
| Lot Dimensions | 105 ft deep x 112 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 491 SAN PABLO TER |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | PTN OF LOT 17 SALADA BEACH TERRACE |
| Legal Subdivision | SALADA BEACH TERRACE |
| Legal Lot Number | 17 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 603000 |
Source: San Mateo County records · APN 016-111-160
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Jun 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 23, 2020 | Intrafamily Transfer, Transfer STATES TITLE AGENCY INC |
| Nov 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 29, 2018 | Grant Deed, Transfer · Conventional Mortgage COMPASS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Sep 13, 2005 · Amount on Record |
| Deed Document Number | 201851087 |
| Last Transfer Date | Apr 25, 2020 |
| Transfer Doc | 0000070889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | OMA TITLE, DOMA TITLE |
| Name | Verified Name |
|---|---|
| Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Document Number | 0000012233 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-012233 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0000052966 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 2020-052966 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 23, 2020 |
| Property Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Document Number | 0000070889 |
| Map Reference | MB 30 PG 8 |
| Instrument Date | Apr 25, 2020 |
| Instrument | 2020-070889 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | STATES TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 25, 2019 |
| Property Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Document Number | 0000099469 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 99469 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 491 SAN PABLO TER PACIFICA CA 940442445, PACIFICA, CA 94044-2445 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 491 SAN PABLO TER, PACIFICA, CA 94044-2445 |
| Document Number | 0000051087 |
| Map Reference | MB30 PG8 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018-051087 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 491S AN PABLO TERR, PACIFICA, CA 94044 |
| Document Number | 0000051088 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-051088 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,321,166 (+2%) Land $1,160,583 Building $1,160,583 | ||
| 2025 | $28,767.00 (+6.88%) | $2,275,654 (+4.04%) Land $1,137,827 Building $1,137,827 | |
| 2023 | $26,914.00 (+6.21%) | $2,187,290 Land $1,093,645 Building $1,093,645 | $1,722,870 |
| 2022 | $25,340.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1982–1998) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 399 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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