St. Louis County property record for 549 Saint Josephs Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1968 |
| Lot Size | 0.461 acres (20,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,500 (Apr 2020) |
| Tax Bill | $3,500 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-33-0331 |
| Primary APN | 23S-33-0331 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 2,015 sqft |
| 1st Floor Area | 1,595 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,059 sqft (0.461 acres) |
| Lot Dimensions | 170 ft deep x 118 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 276 sqft |
| Patio Area | 490 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 549 SAINT JOSEPHS DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | ST JOSEPHS ACRES RESUB LOT 19 |
| Legal Subdivision | ST JOSEPHS ACRES RESUB |
| Legal Lot Number | 19 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 217923 |
549 Saint Josephs Dr is owned and occupied by an individual who bought it in April 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit MERAMEC VALLEY BANK |
| Apr 15, 2020 | Quit Claim Deed, Transfer COPPER TITLE |
| Apr 15, 2020 | Quit Claim Deed, Transfer · VA Mortgage GOLDEN OAK LNDG |
| Feb 2, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on File |
| Deed Sale | Apr 15, 2020 · Amount on File |
| Prior Sale | Jun 8, 2000 · Amount on File |
| Deed Document Number | 2020338 |
| Deed Book / Page | 24004 / 2622 |
| Prior Transfer Date | Mar 23, 2020 |
| Prior Transfer Doc | 0240042622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, EXPERT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Document Number | 0247943120 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 24794/3120 |
| Instrument | 2021041200474 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECURITY TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Document Number | 0241600548 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 24160/548 |
| Instrument | 2020080300110 |
| Name | MERAMEC VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 15, 2020 |
| Property Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Document Number | 0240042622 |
| Book / Page | 024004 / 002622 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 338 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | COPPER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 SAINT JOSEPHS DR BALLWIN MO 630214826, BALLWIN, MO 63021-4826 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 15, 2020 |
| Property Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Document Number | 0240042625 |
| Book / Page | 024004 / 002625 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 339 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | COPPER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 SAINT JOSEPHS DR BALLWIN MO 630214826, BALLWIN, MO 63021-4826 |
| Document Number | 240042628 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 024004/002628 |
| Instrument | 340 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 549 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Document Number | 0228920572 |
| Book / Page | 022892 / 000572 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 549 SAINT JOSEPHS DR BALLWIN MO 630214826, BALLWIN, MO 63021-4826 |
| Document Number | 0228920572 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 022892/000572 |
| Instrument | 125 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2048 |
The 2025 property tax bill for 549 Saint Josephs Dr was $3,500, up 2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,940 (-) Land $25,690 Building $25,250 | $268,100 (-) Land $135,200 Building $132,900 | |
| 2025 | $3,500.00 (+1.95%) | $50,940 Land $25,690 Building $25,250 | $268,100 Land $135,200 Building $132,900 |
| 2024 | $3,433.00 (+0.06%) | ||
| 2023 | $3,431.00 (-2.75%) | $48,980 (+3.84%) Land $21,410 Building $27,570 | $257,800 Land $112,700 Building $145,100 |
| 2022 | $3,528.00 | $47,170 Land $21,410 Building $25,760 | |
| 2021 | $248,300 Land $112,700 Building $135,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 549 Saint Josephs Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 549 Saint Josephs Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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