547 Saint Josephs Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 547 Saint Josephs Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,208 sqft · built 1956
Lot Size	0.457 acres (19,889 sqft)
Owner	2 Individual Names on File
Last Sale	$166,600 (Jun 2013)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23S-33-0322`

Property Details

APN / Parcel Number

Primary APN	`23S-33-0322`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	1,558 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,889 sqft (0.457 acres)
Lot Dimensions	118 ft deep x 114 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	348 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	547 SAINT JOSEPHS DR
City	BALLWIN
State	MO
Zip	63021-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	ST JOSEPHS ACRES RESUB LOT 18
Legal Subdivision	ST JOSEPHS ACRES RESUB
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1018
Census Tract	217923

Owner

547 Saint Josephs Dr is owned and occupied by two individuals who bought it in June 2013.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	547 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2013 · Amount on File
Deed Sale	Jun 27, 2013 · Amount on File
Prior Sale	Jan 10, 2008 · Amount on File
Deed Document Number	2013705
Deed Book / Page	20564 / 2276
Prior Transfer Date	Nov 30, 1999
Prior Transfer Doc	0000000362
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	547 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826

Mortgage

Document Number	0249862095
Date	Jul 13, 2021
Book Page	24986/2095
Instrument	2021071300628

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 547 Saint Josephs Dr was $3,366, up 3.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,980 (-) Land $25,590 Building $23,390	$257,800 (-) Land $134,700 Building $123,100
2025	$3,366.00 (+3.44%)	$48,980 Land $25,590 Building $23,390	$257,800 Land $134,700 Building $123,100
2024	$3,254.00 (+0.09%)
2023	$3,251.00 (+5.65%)	$46,400 (+12.79%) Land $21,320 Building $25,080	$244,200 Land $112,200 Building $132,000
2022	$3,077.00	$41,140 Land $21,320 Building $19,820
2021			$216,500 Land $112,200 Building $104,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 547 Saint Josephs Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Saint Josephs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20