St. Louis County property record for 545 Saint Josephs Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 925 sqft · built 1972 |
| Lot Size | 0.336 acres (14,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jul 2013) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-33-0313 |
| Primary APN | 23S-33-0313 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,362 sqft |
| 1st Floor Area | 925 sqft |
| Basement Area | 825 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 14,614 sqft (0.336 acres) |
| Lot Dimensions | 87 ft deep x 89 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 180 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 SAINT JOSEPHS DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | ST JOSEPHS ACRES RESUB LOT 17 |
| Legal Subdivision | ST JOSEPHS ACRES RESUB |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 217923 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2013 · Amount on Record |
| Deed Sale | Jul 1, 2013 · Amount on Record |
| Prior Sale | Aug 21, 1998 · Amount on Record |
| Deed Document Number | 2013446 |
| Deed Book / Page | 20567 / 935 |
| Prior Transfer Date | Jun 18, 2013 |
| Prior Transfer Doc | 0205670935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 545 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 545 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Document Number | 0250701881 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 25070/1881 |
| Instrument | 2021082400289 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 545 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 545 SAINT JOSEPHS DR, BALLWIN, MO 63021-4826 |
| Document Number | 0250701898 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 25070/1898 |
| Instrument | 2021082400290 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,660 (-) Land $22,570 Building $29,090 | $271,900 (-) Land $118,800 Building $153,100 | |
| 2025 | $3,076.00 (+0.1%) | $51,660 (+17.95%) Land $22,570 Building $29,090 | $271,900 (+17.96%) Land $118,800 Building $153,100 |
| 2024 | $3,073.00 (+0.07%) | ||
| 2023 | $3,071.00 (+3.86%) | $43,800 (+10.77%) Land $18,810 Building $24,990 | $230,500 (+10.76%) Land $99,000 Building $131,500 |
| 2022 | $2,957.00 | $39,540 Land $18,810 Building $20,730 | |
| 2021 | $208,100 Land $99,000 Building $109,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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