549 Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 549 Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details6,486 sqft · built 1910
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$210,000 (Mar 2016)
Tax Bill$6,084 (2025)
Flood ZoneZone X (minimal risk)
APN432601 56.17-8-31

Property Details

APN / Parcel Number

Primary APN432601 56.17-8-31
Alternative APNs
  • 260105601700080310000000
  • 431A101059

Interior

Units3 Units
Stories3 Stories
Building Area6,486 sqft Gross Area
Basement Area2,162 sqft
Unfinished Basement2,162 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions146 ft deep x 23.2 ft wide

Utilities, Heating & Cooling

Cooling SystemPartial
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A101059
Street Address549 MAIN ST
CityCOBLESKILL
StateNY
Zip12043-4185
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionBRICK BLDG
Legal Block8
Legal Lot Number31.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group4
Census Block4017
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.17-8-31

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address110 MADISON TER, COBLESKILL, NY 12043-1550
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2016 · Amount on Record
Deed SaleMar 18, 2016 · Amount on Record
Prior SaleNov 18, 2005 · Amount on Record
Deed Book / Page1017 / 219
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,084.00$104,300 (-) Land $7,400 Building $96,900$212,857 (+16.33%) Land $15,102 Building $197,755
2023$104,300 (-) Land $7,400 Building $96,900$182,982 (+12.28%) Land $12,982 Building $170,000
2022$104,300 Land $7,400 Building $96,900$162,969 Land $11,563 Building $151,406
2020$5,706.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: The Middleburgh Telephone Company, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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