558 Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 558 Main St, Cobleskill, NY 12043

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,212 sqft · built 1957
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2005)
Tax Bill	$10,552 (2025)
Flood Zone	Zone X (minimal risk)
APN	`432601 68.6-1-9`

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-1-9`
Alternative APNs	`260106800600010090000000` `431A101550`

Interior

Units	3 Units
Stories	1 Story
Building Area	4,212 sqft Gross Area
Basement Area	4,212 sqft
Unfinished Basement	4,212 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	235 ft deep x 52 ft wide
Patio Area	312 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A101550
Street Address	558 MAIN ST
City	COBLESKILL
State	NY
Zip	12043-4179
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CB
Legal Description	STORE
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	5
Census Block	5016
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-1-9

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	560 MINERAL SPRINGS RD, COBLESKILL, NY 12043-5609
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2005 · Amount on Record
Deed Sale	Jul 25, 2005 · Amount on Record
Prior Sale	Dec 16, 1999 · Amount on Record
Deed Book / Page	790 / 263
Last Transfer Date	Nov 02, 2006
Transfer Doc	0000000823/000000024
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,552.00 (+6.61%)	$180,900 (-) Land $9,500 Building $171,400	$369,184 (+16.33%) Land $19,388 Building $349,796
2023		$180,900 Land $9,500 Building $171,400	$317,368 Land $16,667 Building $300,701
2020	$9,898.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	19 (2011–2013)
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 11 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: The Middleburgh Telephone Company.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COBLESKILL VILLAGE serves 4,678 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.