548 Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 548 Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Year BuiltBuilt 1898
Square Footage8,892 sqft Gross Area
Lot Size4,792 sqft (0.11 acres)
Last Sale$295,000 (2017)
Tax Bill$13,976.00 (2025)

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-1-6

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address316 KNISKERN RD, MIDDLEBURGH, NY 12122-3527
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Deed of Trust, Mortgage
BANK OF RICHMONDVILLE
Mar 08, 2017Deed, Transfer
NOT AVAILABLE, MICHAEL BREEN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2017 · Amount on Record
Deed SaleMar 08, 2017 · Amount on Record
Prior SaleJun 04, 2007 · Amount on Record
Deed Book / Page1040 / 208
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address548 MAIN ST, COBLESKILL, NY 12043-4172
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002144/267
DateMar 02, 2026
Book Page2144/267
Instrument831520
Lender
NameBANK OF RICHMONDVILLE
Agreement
AmountAmount Recorded

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateMar 08, 2017
Property Address548 MAIN ST, COBLESKILL, NY 12043-4172
Document Number0000001040/0000000208
Book / Page0000001040 / 0000000208
Instrument DateFeb 28, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, MICHAEL BREEN

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 MOUNTAIN MEADOWS LN, HOWES CAVE, NY 12092

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,976.00 (-41.84%)$239,600 (-) Land $5,700 Building $233,900$488,980 (+16.33%) Land $11,633 Building $477,347
2023$239,600 Land $5,700 Building $233,900$420,351 Land $10,000 Building $410,351
2020$24,031.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN432601 68.6-1-6
Alternative APNs
  • 260106800600010060000000
  • 431A100626

Interior

Units7 Units
Building Area8,892 sqft Gross Area
Basement Area2,964 sqft Basement
Stories3 Stories

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Lot Area4,792 sqft (0.11 acres)
Depth X Width111 ft x 51.4 ft Depth x Width
Shed1 Shed
Patio Area168 sqft Patio

Utilities and HVAC

Cooling SystemPartial Cooling
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number431A100626
Street Address548 MAIN ST
CityCOBLESKILL
StateNY
Zip12043-4172
Property UsageCommercial Property Usage
TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description3 STRY BRICK BLDG
Legal Block1
Legal Lot Number6.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionCOBLESKILL
Census Blockgroup5
Census Block5016
Census Tract740200

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