549 Eugenia St, Florence, AL 35630 Property Records

Lauderdale County property record for 549 Eugenia St, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,146 sqft · built 1955
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24-02-03-4-001-016-000

Property Details

APN / Parcel Number

Primary APN24-02-03-4-001-016-000
Alternative APNs
  • 054146
  • 55385
  • 54146

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,146 sqft Living Area
1st Floor Area1,146 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Exterior MaterialWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,600 sqft
Lot Dimensions165 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number54146
Street Address549 EUGENIA ST
CityFLORENCE
StateAL
Zip35630-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description130 X 165 IRR WOODLAND TERRACE S/D BLK 3 LOT 5
Legal Range11W
Legal Township03S
Legal Section03
Legal SubdivisionWOODLAND TERRACE
Legal Block3
Legal Lot Number5
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1032
Census Tract11000

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address549 EUGENIA ST, FLORENCE, AL 35630-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address549 EUGENIA ST, FLORENCE, AL 35630-2306
Transaction TypeMortgage
Record UpdatedDec 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/38860
DateAug 31, 2017
Book Page2017/38860
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption$10,600 (+1,506.06%)$107,100 (+20.99%) Land $8,800 Building $98,300
2023Homeowner's exemption Senior Citizen's exemption$660 Land $660$88,520 Land $6,600 Building $81,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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