520 Eugenia St, Florence, AL 35630 Property Records

Lauderdale County property record for 520 Eugenia St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,334 sqft · built 1946
Lot Size	0.339 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Sep 2019)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-4-001-063-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-4-001-063-000`
Alternative APNs	`074080` `45614` `74080`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
1st Floor Area	1,312 sqft
2nd Floor Area	580 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74080
Street Address	520 EUGENIA ST
City	FLORENCE
State	AL
Zip	35630-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	100 X 150 LT LOCATED ON E SIDE OF EUGENIA ST & BEING PT OF SE/4 SEC 3 T3S R11W .34 AC/C
Legal Range	11W
Legal Township	03S
Legal Section	03
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1033
Census Tract	11000

Owner

520 Eugenia St is owned by a company that bought it in September 2019.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Company Name on File
Mailing Address	801 N PATTON ST, FLORENCE, AL 35630-2857
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage ALABAMA CENTRAL CU
Sep 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Deed Document Number	0201939055
Deed Book / Page	2019 / 39055
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	520 EUGENIA ST, FLORENCE, AL 35630-2307
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/53565
Date	Oct 2, 2020
Book Page	2020/53565

Lender

Name	ALABAMA CENTRAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2035

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 13, 2019
Property Address	520 EUGENIA ST, FLORENCE, AL 35630-2307
Document Number	2019/39055
Book / Page	2019 / 39055
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 DOVEWOOD PL, 105, FLORENCE, AL 35633-1588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 N PATTON ST, FLORENCE, AL 35630-2857

Tax Assessment & Valuation

The 2025 property tax bill for 520 Eugenia St was $1,033, down 1% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (-10.02%)	$21,100 (-9.98%)	$105,520 (-9.95%) Land $12,600 Building $92,920
2024	$1,148.00 (+11.89%)	$23,440 (+1,146.81%) Land $2,080 Building $21,360	$117,180 (+11.88%) Land $10,400 Building $106,780
2023	$1,026.00 (+15.54%)	$1,880 (-89.64%) Land $1,880	$104,740 (+15.48%) Land $9,400 Building $95,340
2022	$888.00	$18,140	$90,700 Land $10,300 Building $80,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Eugenia St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Eugenia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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