537 Eugenia St, Florence, AL 35630 Property Records

Lauderdale County property record for 537 Eugenia St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 1942
Lot Size	0.276 acres (12,028 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Dec 2024)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Apr 2024 Sale Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-4-001-071-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-4-001-071-000`
Alternative APNs	`087708` `106973` `106519` `87708` `8630`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Exterior Material	Aluminum Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,028 sqft (0.276 acres)
Lot Dimensions	160 ft deep x 74.9 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	3 Parking Spaces
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	106519
Street Address	537 EUGENIA ST
City	FLORENCE
State	AL
Zip	35630-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	74.92 X 160.61 TRACT 2 PT OF BEAR WOLF MEADOWS PT OF RESUB OF LOTS 5-8 JOE SIMPSONS SUB (PB-1 PG-89) & PT OF NE/4 OF SE/4 OF
Legal Range	11W
Legal Township	03S
Legal Section	03
Legal Subdivision	JOE SIMPSON
Legal Tract	2
Legal Lot Number	5-8
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1032
Census Tract	11000

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	360 PALISADE DR, FLORENCE, AL 35630-5936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer
Apr 26, 2024	Warranty Deed, Transfer · Commercial Mortgage BANK INDEPENDENT
Mar 6, 2024	Warranty Deed, Transfer
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit LISTERHILL CU
Feb 16, 2023	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Apr 26, 2024 · Amount on Record
Deed Document Number	0202451436
Deed Book / Page	2024 / 51436
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 26, 2024
Property Address	537 EUGENIA ST, FLORENCE, AL 35630-2306
Document Number	2024/15251
Book / Page	2024 / 15251
Instrument Date	Apr 26, 2024
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 KENSINGTON DR, FLORENCE, AL 35633-1577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 KENSINGTON DR, FLORENCE, AL 35633-1577

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 26, 2024
Property Address	537 EUGENIA ST, FLORENCE, AL 35630-2306
Document Number	2024/15246
Book / Page	2024 / 15246
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 CAMPGROUND RD, RUSSELLVILLE, AL 35653-7230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 KENSINGTON DR, FLORENCE, AL 35633-1577
Investor	Possibly a Property Investor

Mortgage

Document Number	2024/15254
Date	Apr 26, 2024
Book Page	2024/15254

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 6, 2024
Property Address	537 EUGENIA ST, FLORENCE, AL 35630-2306
Document Number	02024/7969
Book / Page	2024 / 7969
Instrument Date	Mar 5, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 CAMPGROUND RD, RUSSELLVILLE, AL 35653-7230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 KENSINGTON DR, FLORENCE, AL 35633-1567

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	537 EUGENIA ST, FLORENCE, AL 35630-2306
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/27556
Date	Jul 11, 2023
Book Page	2023/27556

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 11, 2043

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 16, 2023
Property Address	537 EUGENIA ST, FLORENCE, AL 35630-2306
Document Number	02023/6150
Book / Page	2023 / 6150
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 EUGENIA ST, FLORENCE, AL 35630-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 EUGENIA ST, FLORENCE, AL 35630-2306

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	537 EUGENIA ST, FLORENCE, AL 35630-2306
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/63649
Date	Oct 12, 2021
Book Page	2021/63649

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (+1.82%)	$30,860 (+1.78%)	$154,260 (+1.77%) Land $10,100 Building $144,160
2024	$1,485.00 (+147.5%)	$30,320 (+1,748.78%) Land $3,620 Building $26,700	$151,580 (+11.9%) Land $18,100 Building $133,480
2023	$600.00 (+18.81%) Homeowner's exemption	$1,640 (-85.91%) Land $1,640	$135,460 (+16.37%) Land $16,300 Building $119,160
2022	$505.00 Homeowner's exemption	$11,640	$116,400 Land $17,800 Building $98,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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