Lorain County property record for 549 Cambridge Ave, Elyria, OH 44035 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,382 sqft · built 1942 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,042 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-006-104-014 |
| Primary APN | 06-25-006-104-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 135 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 136 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 549 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E BROAD ST HTS FRNT 0051.17 DPTH 0135.00 |
| Legal Subdivision | E BROAD ST HTS |
| Legal Tract | 25 |
| Legal Block | 104 |
| Legal Lot Number | 75 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-104-014
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Nov 03, 2017 | Grant Deed, Transfer COMMUNITY STAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2017 |
| Deed Sale | Nov 03, 2017 |
| Prior Sale | Jul 08, 1999 · Amount on Record |
| Deed Document Number | 2017650549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 549 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000769012 |
| Instrument Date | Jul 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 549 CAMBRIDGE AVE ELYRIA OH 440356465, ELYRIA, OH 44035-6465 |
| Document Number | 0000769012 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 769012 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 131 COURT ST, ELYRIA, OH 44035-5511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 03, 2017 |
| Property Address | 549 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000650549 |
| Instrument Date | Nov 01, 2017 |
| Instrument | 650549 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 CAMBRIDGE AVE ELYRIA OH 440356465, ELYRIA, OH 44035-6465 |
| Document Number | 650550 |
|---|---|
| Date | Nov 03, 2017 |
| Instrument | 650550 |
| Name | COMMUNITY STAR CU |
|---|---|
| Address | ELYRIA, OH 44035 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 02, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,042.00 Homeowner's exemption | $63,660 (+0.01%) Land $9,790 Building $53,870 | $181,870 (-) Land $27,970 Building $153,900 |
| 2024 | $2,042.00 (+34.34%) | $63,655 (+75.19%) Land $9,790 Building $53,865 | $181,870 (+75.2%) Land $27,970 Building $153,900 |
| 2023 | $1,520.00 (-0.65%) | $36,334 (+0.01%) Land $7,903 Building $28,431 | $103,810 (-) Land $22,580 Building $81,230 |
| 2022 | $1,530.00 | $36,330 Land $7,900 Building $28,430 | |
| 2021 | $103,810 Land $22,580 Building $81,230 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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