604 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 604 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1943
Square Footage	1,073 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$84,500 (2020)
Tax Bill	$2,030.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-006-103-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,073 sqft Living Area
1st Floor	725 sqft 1st Floor
2nd Floor	348 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	130 ft x 45 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	280 sqft Garage

Exterior Amenities

Patio Area	240 sqft Patio
Porch	1 Porch
Porch Area	132 sqft Porch
Canopy Area	120 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	604 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6530
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E BROAD ST HTS 45 X 130
Legal Subdivision	EAST BROAD STREET HEIGHTS
Legal Tract	25
Legal Block	103
Legal Lot Number	50
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2011
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-006-103-003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 CAMBRIDGE AVE, ELYRIA, OH 44035-6530
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Feb 15, 2001 · Amount on Record
Deed Doc Number	2020002446
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 12, 2020
Property Address	604 CAMBRIDGE AVE, ELYRIA, OH 44035-6530
Document Number	0000760024
Instrument Date	May 09, 2020
Instrument	760024
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	604 CAMBRIDGE AVE ELYRIA OH 440356530, ELYRIA, OH 44035-6530

Mortgage

Document Number	760025
Date	May 12, 2020
Instrument	760025

Lender

Name	YOUR HM FIN'L LLC
Address	INDEPENDENCE, OH 44131

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00	$43,080 (+0.02%) Land $8,460 Building $34,620	$123,060 (-) Land $24,160 Building $98,900
2024	$2,030.00 (+33.46%)	$43,071 (+54.34%) Land $8,456 Building $34,615	$123,060 (+54.35%) Land $24,160 Building $98,900
2023	$1,521.00 (+0.33%)	$27,906 (+0.02%) Land $6,832 Building $21,074	$79,730 (-) Land $19,520 Building $60,210
2022	$1,516.00	$27,900 Land $6,830 Building $21,070
2021			$79,730 Land $19,520 Building $60,210

Flood & Wildfire

604 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.