545 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 545 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1948
Square Footage	1,073 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$99,900 (2020)
Tax Bill	$2,634.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-006-104-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,073 sqft Living Area
1st Floor	725 sqft 1st Floor
2nd Floor	348 sqft 2nd Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	135 ft x 45 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage
Patio Area	200 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	545 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6465
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E BROAD ST 45 X 135
Legal Subdivision	EAST BROAD STREET HEIGHTS
Legal Tract	25
Legal Block	104
Legal Lot Number	76
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2024
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-006-104-013

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 CAMBRIDGE AVE, ELYRIA, OH 44035-6465
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jun 12, 2003
Deed Doc Number	2020006410
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 20, 2020
Property Address	545 CAMBRIDGE AVE, ELYRIA, OH 44035-6465
Document Number	0000784510
Instrument Date	Oct 19, 2020
Instrument	784510
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CAMBRIDGE AVE ELYRIA OH 440356465, ELYRIA, OH 44035-6465

Mortgage

Document Number	784511
Date	Oct 20, 2020
Instrument	784511

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00	$55,930 (-0.01%) Land $8,630 Building $47,300	$159,810 (-) Land $24,670 Building $135,140
2024	$2,634.00 (+55.03%)	$55,934 (+79.4%) Land $8,635 Building $47,299	$159,810 (+79.4%) Land $24,670 Building $135,140
2023	$1,699.00 (+0.41%)	$31,178 (-0.01%) Land $6,979 Building $24,199	$89,080 (-) Land $19,940 Building $69,140
2022	$1,692.00	$31,180 Land $6,980 Building $24,200
2021			$89,080 Land $19,940 Building $69,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.