5457 Windham Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5457 Windham Rd, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,409 sqft · built 2006
Lot Size0.511 acres (22,259 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Dec 2025)
Tax Bill$2,202 (2024)
Deeds & MortgagesJan 2024 Mortgage
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-1N-28-1850-00B00-0040

Property Details

APN / Parcel Number

Primary APN06-1N-28-1850-00B00-0040
Alternative APN
  • N28106185000B000040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,409 sqft Living Area
Gross Area2,025 sqft
1st Floor Area1,409 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area22,259 sqft (0.511 acres)
Lot Dimensions225 ft deep x 99 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area76 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5457 WINDHAM RD
CityMILTON
StateFL
Zip32570-8364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionHIGHLANDS WLY 1/2 LOT 4 BLK B AS DES IN OR 4532 PG 799
Legal Range28W
Legal Township1N
Legal Section06
Legal SubdivisionHIGHLANDS/REVISED
Legal BlockB
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3022
Census Tract10503

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5457 WINDHAM RD, MILTON, FL 32570-8364
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 30, 2025Warranty Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 14, 2024Warranty Deed, Transfer · FHA Mortgage
THE MORTGAGE FIRM INC
Oct 13, 2021Warranty Deed, Transfer · FHA Mortgage
SOUTHEAST MORTGAGE OF GEORGIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleAug 14, 2024 · Amount on Record
Deed Document Number202560442
Deed Book / Page4693 / 1632
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5457 WINDHAM RD, MILTON, FL 32570-8364
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5457 WINDHAM RD, MILTON, FL 32570-8364

Mortgage

Document Number0044700720
DateJan 31, 2024
Book Page4470/720
Instrument202404121
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueNov 1, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 30, 2025
Property Address5457 WINDHAM RD, MILTON, FL 32570-8364
Document Number0046931632
Book / Page4693 / 1632
Map ReferenceMB C PG 50
Instrument DateNov 24, 2025
Instrument202560442
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11802 MAPLES LN, MOSS POINT, MS 39562-9599

Transferred To (Grantee/Buyer)

NameVerified Name
Address5457 WINDHAM RD, MILTON, FL 32570-8364

Mortgage

Document Number0046931633
DateDec 30, 2025
Instrument4693/1633
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 14, 2024
Property Address5457 WINDHAM RD, MILTON, FL 32570-8364
Document Number0045320799
Book / Page4532 / 799
Map ReferenceMB C PG 50
Instrument DateAug 5, 2024
Instrument202436775
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13100 BROXTON BAY DR, JACKSONVILLE, FL 32218-8358

Transferred To (Grantee/Buyer)

NameVerified Name
Address5457 WINDHAM RD, MILTON, FL 32570-8364

Mortgage

Document Number0202436776
DateAug 14, 2024
Instrument202436776
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 13, 2021
Property Address5457 WINDHAM RD, MILTON, FL 32570-8364
Document Number0041921682
Book / Page4192 / 1682
Map ReferenceMB C PG 50
Instrument DateOct 9, 2021
Instrument202168665
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyUNKNOWN, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 ARNOLD DR, CLINTON, PA 15026-1348

Transferred To (Grantee/Buyer)

NameVerified Name
Address5457 WINDHAM RD, MILTON, FL 32570-8364

Mortgage

Document Number0041921686
DateOct 13, 2021
Instrument4192/1686
Lender
NameSOUTHEAST MORTGAGE OF GEORGIA
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$194,281 (+5.62%) Land $25,200 Building $169,081$194,281 (+5.62%) Land $25,200 Building $169,081
2024$2,202.00 (+5.56%)$183,945 (+7.61%) Land $25,200 Building $158,745$183,945 (+7.61%) Land $25,200 Building $158,745
2023$2,086.00 (+1.31%)$170,943 (+2.4%) Land $21,000 Building $149,943$170,943 (+2.4%) Land $21,000 Building $149,943
2022$2,059.00$166,929$166,929 Land $21,000 Building $145,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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