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5488 Torque Rd, Loves Park, IL 61111 Property Records

Winnebago County property record for 5488 Torque Rd, Loves Park, IL 61111

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1999
Lot Size0.282 acres (12,286 sqft)
OwnerIndividual Name on Record
Last Sale$153,500 (Sep 2026)
Tax Bill$4,532 (2025)
Deeds & MortgagesSep 2026 Sale
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-326-015

Property Details

APN / Parcel Number

Primary APN08-21-326-015
Alternative APNs
  • 821326015
  • 129C404

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialConcrete
Roof MaterialAsphalt
Lot Area12,286 sqft (0.282 acres)
Lot Dimensions155 ft deep x 79 ft wide
Garage Area400 sqft
Deck Area210 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number129C404
Street Address5488 TORQUE RD
CityLOVES PARK
StateIL
Zip61111-7192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionHART FARM NO 2 PT N 1/2 SW 1/4 SEC 21-45-2 LOT 104
Legal Range2
Legal Township45
Legal Section21
Legal SubdivisionHART FARM
Legal Lot Number104
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group1
Census Block1009
Census Tract3811

Owner

Source: Winnebago County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7141 W RIDGE LN, CHERRY VALLEY, IL 61016-8813
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 1, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2026 · Amount on Record
Deed SaleSep 18, 2026 · Amount on Record
Prior SaleMay 28, 2004 · Amount on Record
Deed Document Number202624853
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 18, 2026
Property Address5488 TORQUE RD, LOVES PARK, IL 61111-7192
Document Number0000024853
Instrument DateSep 10, 2026
Instrument202624853
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$23,255.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7141 W RIDGE LN, CHERRY VALLEY, IL 61016-8813

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address5488 TORQUE RD, LOVES PARK, IL 61111-7192
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020459
DateJul 1, 2022
Instrument2220459
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
MunicipalityLoves Park City
Unified School DistrictHarlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,532.00 (-0.9%) Homeowner's exemption Senior Citizen's exemption$72,896 (+9.96%) Land $13,424 Building $59,472$218,688 (+9.96%) Land $40,272 Building $178,416
2024$4,573.00$66,293 (+23.45%) Land $12,208 Building $54,085$198,879 (+23.45%) Land $36,624 Building $162,255
2022Homeowner's exemption$53,699 Land $9,889 Building $43,810$161,097 Land $29,667 Building $131,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOVES PARK
serves 23,335 people · EPA ID IL2010150
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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