Winnebago County property record for 5476 Torque Rd, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,733 sqft · built 1998 |
| Lot Size | 0.22 acres (9,591 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,600 (Aug 1998) |
| Tax Bill | $4,486 (2025) |
| Deeds & Mortgages | Jan 2018 Transfer Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-326-014 |
| Primary APN | 08-21-326-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,733 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Basement Area | 443 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Tri-Level |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 9,591 sqft (0.22 acres) |
| Lot Dimensions | 127 ft deep x 73 ft wide |
| Garage Area | 640 sqft |
| Deck Area | Deck Area |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 129C403 |
|---|---|
| Street Address | 5476 TORQUE RD |
| City | LOVES PARK |
| State | IL |
| Zip | 61111-7192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | HART FARM NO 2 PT N 1/2 SW 1/4 SEC 21-45-2 LOT 103 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 21 |
| Legal Subdivision | HART FARM 2 |
| Legal Lot Number | 103 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3811 |
5476 Torque Rd is owned and occupied by two individuals who acquired it in January 2018.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5476 TORQUE RD, LOVES PARK, IL 61111-7192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 1, 2017 | Deed of Trust, Mortgage · Line of Credit ALPINE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 1998 · Amount on File |
| Deed Sale | Aug 28, 1998 · Amount on File |
| Deed Document Number | 199854427 |
| Last Transfer Date | Jan 6, 2018 |
| Transfer Doc | 0001001239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 12, 2018 |
| Property Address | 5476 TORQUE RD, LOVES PARK, IL 61111-7192 |
| Document Number | 0001001239 |
| Instrument Date | Jan 6, 2018 |
| Instrument | 1001239 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5476 TORQUE RD LOVES PARK IL 611117192, LOVES PARK, IL 61111-7192 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5476 TORQUE RD, LOVES PARK, IL 61111-7192 |
| Document Number | 0001032632 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 5476 TORQUE RD LOVES PARK IL 611117192, LOVES PARK, IL 61111-7192 |
| Document Number | 0001032632 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 1032632 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
The 2025 property tax bill for 5476 Torque Rd was $4,486 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Loves Park City |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,486.00 | $67,320 Land $13,424 Building $53,896 | $201,960 Land $40,272 Building $161,688 |
| 2022 | Homeowner's exemption | $49,591 Land $9,889 Building $39,702 | $148,773 Land $29,667 Building $119,106 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5476 Torque Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5476 Torque Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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