5440 Torque Rd, Loves Park, IL 61111 Property Records

Winnebago County property record for 5440 Torque Rd, Loves Park, IL 61111

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,289 sqft · built 2000
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2025)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-326-011`

Property Details

APN / Parcel Number

Primary APN	`08-21-326-011`
Alternative APNs	`821326011` `129C400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
1st Floor Area	1,289 sqft
Basement Area	1,289 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5440 TORQUE RD
City	LOVES PARK
State	IL
Zip	61111-7192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	HART FARM NO 2 PT N 1/2 SW 1/4 SEC 21-45-2 LOT 100
Legal Range	2
Legal Township	45
Legal Section	21
Legal Subdivision	HART FARM 2
Legal Lot Number	100
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1009
Census Tract	3811

Owner

5440 Torque Rd is owned by an individual who bought it in June 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	329 KINGSTON RD, GENOA, IL 60135-7000
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Sep 10, 2015 · Amount on File
Deed Document Number	202515014
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0000039756
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 3, 2021
Property Address	5440 TORQUE RD, LOVES PARK, IL 61111-7192
Document Number	0000039756
Map Reference	PB 41 PG 41B
Instrument Date	Oct 20, 2021
Instrument	2139756
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5440 TORQUE RD, LOVES PARK, IL 61111-7192

Mortgage

Document Number	0000039757
Date	Nov 3, 2021
Instrument	2139757

Lender

Name	HERITAGE CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 5440 Torque Rd was $4,953.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Loves Park City
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00	$68,180 Land $13,424 Building $54,756	$204,540 Land $40,272 Building $164,268
2022	Homeowner's exemption	$50,225 Land $9,889 Building $40,336	$150,675 Land $29,667 Building $121,008

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5440 Torque Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5440 Torque Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20