Santa Rosa County property record for 5486 Rowe Trl, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,254 sqft · built 1989 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,780 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-29-5804-00D00-0150 |
| Primary APN | 06-1N-29-5804-00D00-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 3,478 sqft |
| 1st Floor Area | 2,254 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,738 sqft (0.522 acres) |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 588 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5486 ROWE TRL |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WOODBINE SPRINGS PLANTATION LOT 15 BLK D AS DES IN OR 1054 PG 643 & AS DES IN OR 4489 PG 304 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 06 |
| Legal Subdivision | WOODBINE SPRINGS PLT |
| Legal Block | D |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 10707 |
Source: Santa Rosa County records, as of January 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5486 ROWE TRL, MILTON, FL 32571-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2024 |
| Transfer Doc | 0044890304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5486 ROWE TRL, PACE, FL 32571-9557 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5486 ROWE TRL, PACE, FL 32571-9557 |
| Document Number | 0044331459 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 4433/1459 |
| Instrument | 202341768 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2033 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,962 (+2.9%) | $269,322 (+2.11%) Land $50,000 Building $219,322 | |
| 2024 | $1,780.00 (+15.28%) Homeowner's exemption | $162,257 (+3%) | $263,753 (+4.89%) Land $49,000 Building $214,753 |
| 2023 | $1,544.00 (+3%) Homeowner's exemption | $157,531 (+3%) | $251,465 (+5.89%) Land $49,000 Building $202,465 |
| 2022 | $1,499.00 Homeowner's exemption | $152,943 | $237,483 Land $45,000 Building $192,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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