Santa Rosa County property record for 5320 Rowe Trl, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1994 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Mar 2003) |
| Tax Bill | $1,437 (2024) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-29-5804-00A00-0560 |
| Primary APN | 06-1N-29-5804-00A00-0560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,471 sqft (0.447 acres) |
| Lot Dimensions | 195 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 321 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5320 ROWE TRL |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RESERVING AN E/L/E IN: WOODBINE SPRINGS PLANTATION LT 56 BLK A AS DES IN OR 2115 PG 1132 & IN OR 3537 PG 1829 & 4453 PG 1854 LESS 2/3 INT MINERAL RIGHTS |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 06 |
| Legal Subdivision | WOODBINE SPRINGS PLT |
| Legal Block | A |
| Legal Lot Number | 56 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10707 |
5320 Rowe Trl is owned and occupied by two individuals who acquired it in July 2016.
Source: Santa Rosa County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5320 ROWE TRL, MILTON, FL 32571-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2003 · Amount on File |
| Deed Sale | Mar 14, 2003 · Amount on File |
| Prior Sale | Jul 18, 2002 · Amount on File |
| Deed Book / Page | 2115 / 1132 |
| Last Transfer Date | Jul 12, 2016 |
| Transfer Doc | 0035371829 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 28, 2023 |
| Property Address | 5320 ROWE TRL, PACE, FL 32571-9547 |
| Document Number | 0044531854 |
| Book / Page | 4453 / 1854 |
| Map Reference | MB D PG 16 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 202352718 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5320 ROWE TRL, PACE, FL 32571-9547 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5320 ROWE TRL, PACE, FL 32571-9547 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $150,222 (+2.9%) | $244,145 (+2.01%) Land $50,000 Building $194,145 | |
| 2024 | $1,437.00 (+13.06%) Homeowner's exemption Disabled Person's exemption | $145,988 (+3%) | $239,326 (+4.65%) Land $49,000 Building $190,326 |
| 2023 | $1,271.00 (-1.4%) Homeowner's exemption Widower's exemption | $141,736 (+3%) | $228,695 (+6.67%) Land $49,000 Building $179,695 |
| 2022 | $1,289.00 Homeowner's exemption Widower's exemption | $137,608 | $214,394 Land $45,000 Building $169,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5320 Rowe Trl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5320 Rowe Trl is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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