5443 Rowe Trl, Milton, FL 32571 Property Records

Santa Rosa County property record for 5443 Rowe Trl, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,429 sqft · built 1990
Lot Size	0.849 acres (36,979 sqft)
Owner	2 Individual Names on File
Last Sale	$251,000 (Nov 2016)
Tax Bill	$391 (2024)
Deeds & Mortgages	Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00B00-0520`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00B00-0520`
Alternative APN	`N29106580400B000520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,429 sqft Living Area
Gross Area	4,212 sqft
1st Floor Area	2,429 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	36,979 sqft (0.849 acres)
Lot Width	103 ft Width
View / Lot	Lake
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	606 sqft
Deck Area	333 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5443 ROWE TRL
City	MILTON
State	FL
Zip	32571-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHANCED LIFE EST RESV IN: WOODBINE SPRINGS PLANTATION LT 52 BLK B AS DES IN OR 3573 PG 1145 & E-L/E IN OR 3967 PG 818 LESS 2/3 INT MINERAL RTS
Legal Range	29W
Legal Township	1N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	B
Legal Lot Number	52
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1002
Census Tract	10707

Owner

5443 Rowe Trl is owned and occupied by two individuals who bought it in November 2016.

Source: Santa Rosa County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5443 ROWE TRL, MILTON, FL 32571-9556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016 · Amount on File
Deed Sale	Nov 9, 2016 · Amount on File
Deed Document Number	201645114
Deed Book / Page	3573 / 1145
Prior Transfer Date	Jul 17, 2013
Prior Transfer Doc	0032730061
Record Updated	Jun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 24, 2020
Property Address	5443 ROWE TRL, PACE, FL 32571-9556
Document Number	0039670818
Book / Page	003967 / 000818
Instrument Date	Jun 24, 2020
Instrument	30809
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 ROWE TRL PACE FL 325719556, PACE, FL 32571-9556

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,394 (+2.9%)	$378,095 (+1.51%) Land $109,000 Building $269,095
2024	$391.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$239,450 (+3%)	$372,463 (+4.23%) Land $109,000 Building $263,463
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$232,476 (+3%)	$357,351 (+3.46%) Land $109,000 Building $248,351
2022	$1,066.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,705	$345,387 Land $109,000 Building $236,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5443 Rowe Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5443 Rowe Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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