5486 Pepper Tree Pl, Rancho Cucamonga, CA 91737 Property Records

San Bernardino County property record for 5486 Pepper Tree Pl, Rancho Cucamonga, CA 91737

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,721 sqft · built 2004
Lot Size	0.463 acres (20,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,145,000 (Aug 2007)
Tax Bill	$16,673 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1074-241-31-0000`

Property Details

APN / Parcel Number

Primary APN	`1074-241-31-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,721 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	2,909 sqft
2nd Floor Area	812 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,160 sqft (0.463 acres)
Garage Type	Attached
Garage Area	521 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5486 PEPPER TREE PL
City	RANCHO CUCAMONGA
State	CA
Zip	91737-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16332 LOT 20 BOOK 293 PAGE 75
Legal Subdivision	TRACT NO. 16332
Legal Tract	16332
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1023
Census Tract	2017

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS INSURANCE GROUP FCU
Mar 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 5, 2019	Trustee's Deed, Construction Loan · Line of Credit ATHAS CAP
Jan 2, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage ATHAS CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2007 · Amount on Record
Deed Sale	Aug 17, 2007 · Amount on Record
Prior Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	2007481167
Last Transfer Date	Mar 26, 2020
Transfer Doc	0000113360
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729

Mortgage

Document Number	0000048530
Date	Feb 29, 2024
Instrument	2024-0048530

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union
Address	BURBANK, CA 91504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2020
Property Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Document Number	0000113360
Map Reference	MB 293 PG 75-78
Instrument Date	Mar 26, 2020
Instrument	2020-0113360
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729

Mortgage

Document Number	0000113361
Date	Mar 31, 2020
Instrument	2020-0113361

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 5, 2019
Property Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Instrument Date	Jul 1, 2019
Instrument	222327
Transaction Type	Construction Loan
Record Updated	Jul 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	622 HELENSBURG ST GLENDORA CA 917404727, GLENDORA, CA 91740-4727

Mortgage

Document Number	0000222327
Date	Jul 5, 2019
Instrument	222327

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CA 91301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 4, 2020

Interest

Rate Type	Adjustable Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 2, 2019
Property Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Document Number	0000001651
Map Reference	MB 293 PG 75-78
Instrument Date	Dec 28, 2018
Instrument	2019-0001651
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729

Mortgage

Document Number	0000001652
Date	Jan 2, 2019
Instrument	2019-0001652

Lender

Name	ATHAS CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 1, 2019

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Alta Loma Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,577,761 (+4.91%) Land $383,516 Building $1,194,245
2025	$16,673.00 (+4.93%) Homeowner's exemption	$1,503,983 (+4.04%) Land $375,996 Building $1,127,987
2023	$15,889.00 (+6.52%) Homeowner's exemption	$1,445,582 Land $361,396 Building $1,084,186
2022	$14,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile, Verizon.

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