5475 Pepper Tree Pl, Rancho Cucamonga, CA 91737 Property Records

San Bernardino County property record for 5475 Pepper Tree Pl, Rancho Cucamonga, CA 91737

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,259 sqft · built 2004
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Mar 2017)
Tax Bill	$14,810 (2025)
Deeds & Mortgages	Jun 2022 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1074-241-29-0000`

Property Details

APN / Parcel Number

Primary APN	`1074-241-29-0000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,259 sqft Living Area
Gross Area	4,700 sqft
1st Floor Area	2,352 sqft
2nd Floor Area	1,907 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5475 PEPPER TREE PL
City	RANCHO CUCAMONGA
State	CA
Zip	91737-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16332 LOT 18 BOOK 293 PAGE 75
Legal Subdivision	TRACT NO 16332
Legal Tract	16332
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1022
Census Tract	2017

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5475 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Intrafamily Transfer, Transfer
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAST STAR MORTGAGE
Mar 15, 2017	Grant Deed, Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Prior Sale	Dec 10, 2004 · Amount on Record
Deed Document Number	2017112138
Prior Transfer Date	Dec 3, 2004
Prior Transfer Doc	0000912139
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 28, 2022
Property Address	5475 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Document Number	0000228780
Map Reference	MB 293 PG 75-78
Instrument Date	Apr 7, 2022
Instrument	2022-0228780
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5475 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5475 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729

Mortgage

Document Number	0000143239
Date	Mar 30, 2021
Instrument	2021-0143239

Lender

Name	EAST STAR MORTGAGE
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 15, 2017
Property Address	5475 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729
Document Number	0000112138
Map Reference	MAP293 PG75-78
Instrument Date	Jan 16, 2017
Instrument	2017-0112138
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 PEPPER TREE PL, RANCHO CUCAMONGA, CA 91737-1729

Mortgage

Document Number	0000112139
Date	Mar 15, 2017
Instrument	2017-0112139

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Alta Loma Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,361,366 (+2%) Land $340,341 Building $1,021,025
2025	$14,810.00 (+4.92%) Homeowner's exemption	$1,334,673 (+4.04%) Land $333,668 Building $1,001,005
2023	$14,115.00 (+0.26%) Homeowner's exemption	$1,282,845 Land $320,711 Building $962,134
2022	$14,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile, Verizon.

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