5481 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5481 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,144 sqft · built 1928
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Tax Bill$2,540 (2026)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN520-0012-00730

Property Details

APN / Parcel Number

Primary APN520-0012-00730
Alternative APN
  • 46140

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,144 sqft Gross Area
1st Floor Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage Area480 sqft

Exterior Amenities

PorchPorch
Porch Area138 sqft
Storage Building80 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number46140
Street Address5481 JEAN DULUTH RD
CityDULUTH
StateMN
Zip55803-9749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionS 1/2 OF N 1/2 OF NE 1/4 OF NE 1/4 SERIAL #
Legal Range14W
Legal Township51N
Legal Section13
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1005
Census Tract10400

Owner

5481 Jean Duluth Rd is owned and occupied by two individuals.

Source: St. Louis County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2708 OLD PRESTON RD, BOONEVILLE, AR 72927-8471
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5481 JEAN DULUTH RD, DULUTH, MN 55803-9749
Document Number00A1307437
Instrument DateMar 25, 2017
Transaction TypeMortgage
Record UpdatedApr 25, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5481 JEAN DULUTH RD DULUTH MN 558039749, DULUTH, MN 55803-9749

Mortgage

Document Number00A1307437
DateApr 14, 2017
InstrumentA1307437
Lender
NameDITECH FIN'L
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 13, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 5481 Jean Duluth Rd was $2,540 with a homeowner's exemption, up 3.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,540.00 (+3.59%) Homeowner's exemption
2025$2,452.00 (-7.4%) Homeowner's exemption$214,200 (-) Land $83,000 Building $131,200$214,200 (-) Land $83,000 Building $131,200
2024$2,648.00$214,200 Land $83,000 Building $131,200$214,200 Land $83,000 Building $131,200
2022$204,200 Land $79,300 Building $124,900$204,200 Land $79,300 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5481 Jean Duluth Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5481 Jean Duluth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jean Duluth Rd

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