5471 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5471 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,664 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jul 2022)
Tax Bill	$5,444 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0012-00731`

Property Details

APN / Parcel Number

Primary APN	`520-0012-00731`
Alternative APN	`1133988`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,664 sqft Gross Area
1st Floor Area	1,664 sqft
Basement Area	1,331 sqft
Finished Basement	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	140 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1133988
Street Address	5471 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF S 1/2 OF NE 1/4 OF NE 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	13
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1005
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5471 JEAN DULUTH RD, DULUTH, MN 55803-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	20221448527
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2022
Property Address	5471 JEAN DULUTH RD, DULUTH, MN 55803-9749
Document Number	0001448527
Instrument Date	Jul 21, 2022
Instrument	1448527
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5471 JEAN DULUTH RD, DULUTH, MN 55803-9749

Mortgage

Document Number	0001448528
Date	Jul 29, 2022
Instrument	1448528

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5471 JEAN DULUTH RD, DULUTH, MN 55803-9749
Document Number	0001340066
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5471 JEAN DULUTH RD DULUTH MN 558039749, DULUTH, MN 55803-9749

Mortgage

Document Number	0001340066
Date	Sep 6, 2018
Instrument	1340066

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,444.00 (+3.54%) Homeowner's exemption
2025	$5,258.00 (-5.23%) Homeowner's exemption	$416,700 (-) Land $83,400 Building $333,300	$416,700 (-) Land $83,400 Building $333,300
2024	$5,548.00	$416,700 (+4.96%) Land $83,400 Building $333,300	$416,700 (+4.96%) Land $83,400 Building $333,300
2022		$397,000 Land $79,700 Building $317,300	$397,000 Land $79,700 Building $317,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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