5474 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5474 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,400 sqft · built 1950
Lot Size	9.32 acres (405,979 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2026)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-04690`

Property Details

APN / Parcel Number

Primary APN	`415-0010-04690`
Alternative APN	`37155`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,400 sqft Gross Area
1st Floor Area	1,400 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	405,979 sqft (9.32 acres)
Garage Area	960 sqft
Deck Area	128 sqft
Lean-To	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	37155
Street Address	5474 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF S 1/2 OF NW 1/4 OF NW 1/4 EX 1AC AT SW CORNER SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	18
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2023
Census Tract	10500

Owner

5474 Jean Duluth Rd is owned and occupied by two individuals who bought it in June 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5474 JEAN DULUTH RD, DULUTH, MN 55803-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
May 31, 2019	Deed of Trust, Mortgage TIMOTHY PICHETTI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Deed Document Number	20261534170
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 11, 2026
Property Address	5474 JEAN DULUTH RD, DULUTH, MN 55803-9749
Document Number	0001534170
Instrument Date	Jun 1, 2026
Instrument	20261534170
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5474 JEAN DULUTH RD, DULUTH, MN 55803-9749

Mortgage

Document Number	0001534171,
Date	Jun 11, 2026
Instrument	20261534171

Lender

Name	INTERNATIONAL BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5474 JEAN DULUTH RD, DULUTH, MN 55803-9749
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001469651
Date	Jul 10, 2023
Instrument	1469651

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2043

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5474 JEAN DULUTH RD, DULUTH, MN 55803-9749
Document Number	00A1356554
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5474 JEAN DULUTH RD DULUTH MN 558039749, DULUTH, MN 55803-9749

Mortgage

Document Number	00A1356554
Date	Jun 12, 2019
Instrument	A1356554

Lender

Name	TIMOTHY PICHETTI

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5474 Jean Duluth Rd was $4,192 with a homeowner's exemption, up 6.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (+6.29%) Homeowner's exemption
2025	$3,944.00 (-0.05%) Homeowner's exemption	$386,400 (+8.14%) Land $112,400 Building $274,000	$386,400 (+8.14%) Land $112,400 Building $274,000
2024	$3,946.00	$357,300 Land $103,700 Building $253,600	$357,300 Land $103,700 Building $253,600
2022		$350,400 Land $99,000 Building $251,400	$350,400 Land $99,000 Building $251,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5474 Jean Duluth Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5474 Jean Duluth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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