Polk County property record for 5480 Flood Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 1960 |
| Lot Size | 0.45 acres (19,611 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Aug 2015) |
| Tax Bill | $1,001 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-30-06-000000-034110 |
| Primary APN | 26-30-06-000000-034110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,611 sqft (0.45 acres) |
| Lot Dimensions | 190 ft deep x 103 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 2,019 sqft |
| Carport | Carport |
| Carport Area | 2,019 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 480 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 98 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 5480 FLOOD CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 886PT875 FT E OF NW COR OF SW1/4 OF NW1/4 FOR BEG THENCE S 190 FT W 103PT125 FT N 190 FT E 103PT125 FT TO BEG |
| Legal Range | 26E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | FLOOD COURT |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 15301 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5480 FLOOD CT, BARTOW, FL 33830-8778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on Record |
| Deed Sale | Aug 21, 2015 · Amount on Record |
| Prior Sale | Dec 14, 2005 · Amount on Record |
| Deed Document Number | 2015152765 |
| Deed Book / Page | 9608 / 1775 |
| Transfer Doc | 3622002000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5480 FLOOD CT, BARTOW, FL 33830-8778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000217476 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 12374/785 |
| Instrument | 2022217476 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5480 FLOOD CT, BARTOW, FL 33830-8778 |
| Document Number | 0105950141 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5480 FLOOD CT BARTOW FL 338308778, BARTOW, FL 33830-8778 |
| Document Number | 0105950141 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 010595/000141 |
| Instrument | 183422 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,846 (+2.7%) | $218,866 (+2.49%) Land $8,980 Building $209,886 | |
| 2025 | $1,001.00 (-30.49%) Homeowner's exemption | $117,669 (+5.99%) | $213,548 (+8.7%) Land $8,980 Building $204,568 |
| 2023 | $1,440.00 (+4.58%) Homeowner's exemption | $111,022 (+3%) | $196,454 (+0.25%) Land $5,837 Building $190,617 |
| 2022 | $1,377.00 Homeowner's exemption | $107,788 | $195,965 Land $4,939 Building $191,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 7 (2004–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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