Polk County property record for 5460 Flood Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 1968 |
| Lot Size | 0.769 acres (33,511 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (May 2016) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-30-06-000000-034260 |
| Primary APN | 26-30-06-000000-034260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,146 sqft Living Area |
| Gross Area | 2,650 sqft |
| 1st Floor Area | 2,146 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 33,511 sqft (0.769 acres) |
| Lot Dimensions | 190 ft deep x 206 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 624 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 5460 FLOOD CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NW COR OF SW1/4 OF NW1/4 RUN E 783.75 FT FOR POB S 190 FT W 206.25 FT N 190 FT E 206.25 FT TO POB KNOWN AS LOTS 5 & 6 OF UNREC FLOOD COURT LESS W 30 FT OF LOT 5 DESC AS: COMM NW COR OF SW1/4 OF NW1/4 E 577.5 FT TO POB E 30 FT S1-05-15E 190 FT TO |
| Legal Range | 26E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | FLOOD COURT |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 5,6,1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 15301 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5460 FLOOD CT, BARTOW, FL 33830-8778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 2, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 27, 2018 | Deed of Trust, Mortgage · VA Mortgage THE MTG FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2016 · Amount on Record |
| Deed Sale | May 19, 2016 · Amount on Record |
| Prior Sale | Feb 28, 2013 · Amount on Record |
| Deed Document Number | 201689894 |
| Deed Book / Page | 9826 / 1478 |
| Prior Transfer Date | Mar 13, 2014 |
| Prior Transfer Doc | 0000045308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5460 FLOOD CT, BARTOW, FL 33830-8778 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5460 FLOOD CT, BARTOW, FL 33830-8778 |
| Investor | Possibly a Property Investor |
| Document Number | 0000112824 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 12691/470 |
| Instrument | 2023112824 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5460 FLOOD CT, BARTOW, FL 33830-8778 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5460 FLOOD CT, BARTOW, FL 33830-8778 |
| Document Number | 0000172443 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 11787/512 |
| Instrument | 2021172443 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 18, 2018 |
| Property Address | 5460 FLOOD CT, BARTOW, FL 33830-8778 |
| Document Number | 0106992002 |
| Book / Page | 010699 / 002002 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 260774 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 425 WINTER HAVEN FL 338820425, WINTER HAVEN, FL 33882-0425 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5460 FLOOD CT, BARTOW, FL 33830-8778 |
| Document Number | 0106032268 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 5460 FLOOD CT BARTOW FL 338308778, BARTOW, FL 33830-8778 |
| Document Number | 0106032268 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 010603/002268 |
| Instrument | 189538 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,908 (+2.7%) | $270,751 (+3.02%) Land $15,386 Building $255,365 | |
| 2025 | $1,554.00 (-20.31%) Homeowner's exemption | $165,441 (+5.99%) | $262,818 (+9.86%) Land $15,386 Building $247,432 |
| 2023 | $1,950.00 (+3.83%) Homeowner's exemption | $156,095 (+3%) | $239,238 (+5.32%) Land $10,001 Building $229,237 |
| 2022 | $1,878.00 Homeowner's exemption | $151,549 | $227,147 Land $8,462 Building $218,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 7 (2004–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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