5445 Flood Ct, Bartow, FL 33830 Property Records

Polk County property record for 5445 Flood Ct, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1972
Lot Size	0.878 acres (38,246 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2008)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-30-06-000000-034250`

Property Details

APN / Parcel Number

Primary APN	`26-30-06-000000-034250`
Alternative APNs	`063026000000034250` `63026000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,227 sqft
1st Floor Area	1,850 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	38,246 sqft (0.878 acres)
Lot Dimensions	190 ft deep x 96.8 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	377 sqft

Exterior Amenities

Porch	Porch
Porch Area	185 sqft
Shed	1 Shed
Shed Area	240 sqft

Location & Zoning

Street Address	5445 FLOOD CT
City	BARTOW
State	FL
Zip	33830-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF SW1/4 OF NW1/4 RUN S 440 FT E 746.25 FT FOR POB N 190 FT W 96.88 FT S 190 FT E 96.88 FT TO POB ALSO KNOWN AS LOT 14 OF UNREC FLOOD COURT & E 96.88 FT OF W 746.28 FT OF S 205 FT OF N 645 FT OF SW1/4 OF NW1/4
Legal Range	26E
Legal Township	30S
Legal Section	06
Legal Subdivision	FLOOD COURT
Legal Tract	000000
Legal Block	3
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3009
Census Tract	15301

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5445 FLOOD CT, BARTOW, FL 33830-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2008 · Amount on Record
Deed Sale	May 1, 2008 · Amount on Record
Prior Sale	Nov 2, 2006 · Amount on Record
Deed Document Number	200874504
Deed Book / Page	7618 / 1304
Last Transfer Date	Oct 20, 2021
Transfer Doc	0000280582
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2021
Property Address	5445 FLOOD CT, BARTOW, FL 33830-9208
Document Number	0000280582
Book / Page	11956 / 866
Instrument Date	Oct 20, 2021
Instrument	2021280582
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	RIDGE SECURITY TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5445 FLOOD CT, BARTOW, FL 33830-9208

Mortgage

Document Number	0011956870
Date	Oct 27, 2021
Instrument	11956/870

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,866 (+2.7%)	$244,095 (-0.77%) Land $17,600 Building $226,495
2025	$2,525.00 (-12.87%) Homeowner's exemption	$235,507 (+5.99%)	$245,979 (+10.09%) Land $17,600 Building $228,379
2023	$2,898.00 (+3.09%) Homeowner's exemption	$222,204 (+3%)	$223,427 (+3.57%) Land $11,440 Building $211,987
2022	$2,811.00 Homeowner's exemption	$215,732 Land $9,680 Building $206,052	$215,732 Land $9,680 Building $206,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20