5444 Clay St, Denver, CO 80221 Property Records

Adams County property record for 5444 Clay St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,405 sqft · built 1943
Lot Size	0.404 acres (17,600 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Aug 2004)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1825-17-1-06-004`

Property Details

APN / Parcel Number

Primary APN	`1825-17-1-06-004`
Alternative APNs	`0182517106004` `R0104703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	1,551 sqft
Basement Area	1,005 sqft
Finished Basement	854 sqft
Unfinished Basement	151 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	176 ft deep x 100 ft wide
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0104703
Street Address	5444 CLAY ST
City	DENVER
State	CO
Zip	80221-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUB:WESTMOORLAND RESUBD OF DESC: LOT 4A AND RESERVE A ON W BLK 13 RESUBD OF BLK 13 AND SUBD OF BLK 14
Legal Range	68W
Legal Township	03S
Legal Section	17
Legal Quarter	1
Legal Subdivision	WESTMOORLAND RESUBD OF
Legal Block	13
Legal Lot Number	4A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2020
Census Tract	9752

Owner

5444 Clay St is owned and occupied by an individual who acquired it in October 2021.

Source: Adams County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5444 CLAY ST, DENVER, CO 80221-1636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Feb 22, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2004 · Amount on File
Deed Sale	Aug 16, 2004 · Amount on File
Deed Document Number	2004772140
Last Transfer Date	Oct 20, 2021
Transfer Doc	0000125895
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 26, 2021
Property Address	5444 CLAY ST, DENVER, CO 80221-1636
Document Number	0000125895
Instrument Date	Oct 20, 2021
Instrument	2021000125895
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5444 CLAY ST, DENVER, CO 80221-1636

Mortgage

Document Number	0000125896
Date	Oct 26, 2021
Instrument	2021000125896

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5444 CLAY ST, DENVER, CO 80221-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039364
Date	May 5, 2017
Instrument	2017000039364

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5444 CLAY ST, DENVER, CO 80221-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014881
Date	Feb 22, 2018
Instrument	2018000014881

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5444 CLAY ST, DENVER, CO 80221-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101470
Date	Nov 20, 2019
Instrument	2019000101470

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5444 CLAY ST, DENVER, CO 80221-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070978
Date	Jul 28, 2020
Instrument	2020000070978

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5444 Clay St was $1,929, down 49.1% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00 (-49.09%)	$36,720 Land $7,820 Building $28,900	$540,000 Land $115,000 Building $425,000
2024	$3,789.00 (-14.28%)
2023	$4,420.00 (+5.21%)	$39,030 (+13.46%) Land $7,780 Building $31,250	$540,000 (+9.09%) Land $115,000 Building $425,000
2022	$4,201.00	$34,400 Land $15,980 Building $18,420	$495,000 Land $230,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5444 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5444 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures