548 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 548 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 1998
Lot Size	0.228 acres (9,932 sqft)
Owner	Company Name on Record
Last Sale	$975,000 (Aug 2025)
Tax Bill	$858 (2024)
Deeds & Mortgages	Sep 2024 Reverse Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00A-0010`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00A-0010`
Alternative APN	`1057261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	2,571 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	14.2 ft deep x 7 ft wide
Garage Type	Detached - Finished
Garage Area	400 sqft
Porch	Porch
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057261
Street Address	548 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK A SEACREST S/D PB 3 PG 54 OR 23-368 OR 1777-246 OR 2030-343 OR 2661-1373 OR 3367-2659
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST S/D
Legal Block	A
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2300 WYNDBEND BLVD, POWELL, OH 43065-9300
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 11, 2017	Loan Modification, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	20250028682
Deed Book / Page	3367 / 2659
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	548 SEACREST DR, INLET BEACH, FL 32461-7048
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SEACREST DR, INLET BEACH, FL 32461-7048

Mortgage

Document Number	0033363100
Date	Sep 20, 2024
Book Page	3336/3100
Instrument	20240033122

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1058 Months
Due	Nov 7, 2112

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	548 SEACREST DR, INLET BEACH, FL 32461-7048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SEACREST DR, ROSEMARY BEACH, FL 32461-7048

Mortgage

Document Number	0031630967
Date	Oct 7, 2020
Book Page	3163/967
Instrument	20200039679

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	548 SEACREST DR, INLET BEACH, FL 32461-7048
Document Number	0030473888
Book / Page	003047 / 003888
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 US HIGHWAY 98 W SANTA ROSA BEACH FL 324593270, SANTA ROSA BEACH, FL 32459-3270

Mortgage

Document Number	0030473888
Date	Jul 25, 2017
Book Page	003047/003888
Instrument	24435

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2018

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,135,067 (-1.15%) Land $625,000 Building $510,067	$1,135,067 (-1.15%) Land $625,000 Building $510,067
2024	$858.00 (-58.33%)
2023	$2,059.00 (+1.48%) Homeowner's exemption	$1,148,240 (+26.43%) Land $625,000 Building $523,240	$1,148,240 (+26.43%) Land $625,000 Building $523,240
2022	$2,029.00 Homeowner's exemption	$908,182 Land $443,407 Building $464,775	$908,182 Land $443,407 Building $464,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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