515 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 515 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,956 sqft · built 2016
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jun 2018)
Tax Bill	$11,838 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00B-0030`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00B-0030`
Alternative APNs	`27-318-16050-00B-0030` `1057296`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,956 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	2,069 sqft
Basement Area	432 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	640 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 3 BLK B SEACREST BEACH PB 3-54 OR 1718-8 OR 1989-436 OR 2913-4343 OR 2959-4754 OR 2997-2677 OR 3042-1220 OR 3075-2998
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST BEACH
Legal Block	B
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

515 Seacrest Dr is owned by two individuals who bought it in June 2018.

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1013 SONIAT ST, NEW ORLEANS, LA 70115-2957
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Warranty Deed, Transfer BANK OF AMERICA
May 24, 2017	Warranty Deed, Transfer WALTON FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	201818436
Deed Book / Page	3075 / 2998
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 4, 2018
Property Address	515 SEACREST DR, INLET BEACH, FL 32461-7081
Document Number	0030752998
Book / Page	003075 / 002998
Instrument Date	May 17, 2018
Instrument	18436
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	EMERALD COAST TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1013 SONIAT ST NEW ORLEANS LA 701152957, NEW ORLEANS, LA 70115-2957

Mortgage

Document Number	30753004
Date	Jun 4, 2018
Book Page	003075/003004
Instrument	18439

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 24, 2017
Property Address	515 SEACREST DR, INLET BEACH, FL 32461-7081
Document Number	0030421220
Book / Page	003042 / 001220
Instrument Date	May 23, 2017
Instrument	17011
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	SHORELINE TITLE INSURANCE, SHORELINE TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 DALE DR NE ATLANTA GA 303052725, ATLANTA, GA 30305-2725

Mortgage

Document Number	30421221
Date	May 24, 2017
Book Page	003042/001221
Instrument	17012

Lender

Name	WALTON FUNDING LLC
Address	12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 515 Seacrest Dr was $11,838, up 2.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,838.00 (+2.75%)	$1,676,691 Land $625,000 Building $1,051,691	$1,676,691 Land $625,000 Building $1,051,691
2024	$11,521.00 (+3.77%)
2023	$11,102.00 (+15.09%)	$1,687,171 (+22.48%) Land $625,000 Building $1,062,171	$1,687,171 (+22.48%) Land $625,000 Building $1,062,171
2022	$9,646.00	$1,377,489 Land $443,407 Building $934,082	$1,377,489 Land $443,407 Building $934,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Seacrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Seacrest Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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