Walton County property record for 489 Seacrest Dr, Inlet Beach, FL 32461 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,981 sqft · built 2022 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,950,000 (Mar 2024) |
| Tax Bill | $20,656 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3S-18-16050-00B-0050 |
| Primary APN | 27-3S-18-16050-00B-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,981 sqft Living Area |
| Gross Area | 5,303 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Finished Screened Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 489 SEACREST DR |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-7045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK B SEACREST PB 3-54 OR 851-311 OR 1732-364 OR 2133-72 OR 2675-575 OR 3197-2924 OR 3269-3942 OR 3317-74 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | SEACREST |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950610 |
Source: Walton County records · APN 27-3S-18-16050-00B-0050
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4955 RIVERVIEW RD, ATLANTA, GA 30327-4235 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit DOUG GRASSE ETAL |
| Oct 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FCB BANKS |
| May 13, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MARYANNE GRIMSLEY ETAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2024 · Amount on Record |
| Deed Sale | Mar 01, 2024 · Amount on Record |
| Prior Sale | Oct 12, 2022 · Amount on Record |
| Deed Document Number | 20247210 |
| Deed Book / Page | 3317 / 74 |
| Prior Transfer Date | May 06, 2005 |
| Prior Transfer Doc | 0026750575 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 01, 2024 |
| Property Address | 489 SEACREST DR, INLET BEACH, FL 32461-7045 |
| Document Number | 0033170074 |
| Book / Page | 3317 / 74 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 20240007210 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14907 GREENLEAF VALLEY DR, CHESTERFIELD, MO 63017-5533 |
| Name | Verified Name |
|---|---|
| Address | 4955 RIVERVIEW RD, ATLANTA, GA 30327-4235 |
| Document Number | 20240007211 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 20240007211 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Number | 0033170076 |
|---|---|
| Date | Mar 01, 2024 |
| Book Page | 3317/76 |
| Instrument | 20240007211 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 489 SEACREST DR, INLET BEACH, FL 32461-7045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE |
| Name | Verified Name |
|---|---|
| Address | 309 SEACREST DR, INLET BEACH, FL 32461-7044 |
| Document Number | 0032513671 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 3251/3671 |
| Instrument | 20220022312 |
| Name | DOUG GRASSE ETAL |
|---|---|
| Type | Private Party |
| Address | 14907 GREENLEAF VALLEY DR, CHESTERFIELD, MO 63017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 12, 2022 |
| Property Address | 489 SEACREST DR, INLET BEACH, FL 32461-7045 |
| Document Number | 0032693942 |
| Book / Page | 3269 / 3942 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 20220045409 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 SEACREST DR, INLET BEACH, FL 32461-7044 |
| Name | Verified Name |
|---|---|
| Address | 14907 GREENLEAF VALLEY DR, CHESTERFIELD, MO 63017-5533 |
| Document Number | 0032693944 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 3269/3944 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Oct 11, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 13, 2021 |
| Property Address | 489 SEACREST DR, INLET BEACH, FL 32461-7045 |
| Document Number | 0031972924 |
| Book / Page | 3197 / 2924 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | May 07, 2021 |
| Instrument | 20210023802 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 LAKE OLIVER DR, ENTERPRISE, AL 36330-1418 |
| Name | Verified Name |
|---|---|
| Address | 309 SEACREST DR, INLET BEACH, FL 32461-7044 |
| Document Number | 0031972926 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 3197/2926 |
| Name | MARYANNE GRIMSLEY ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,656.00 (-8.35%) | $2,286,140 (-7.35%) Land $625,000 Building $1,661,140 | $2,286,140 (-7.35%) Land $625,000 Building $1,661,140 |
| 2024 | $22,538.00 (+0.55%) | ||
| 2023 | $22,415.00 (+444.19%) | $2,467,480 (+455.07%) Land $625,000 Building $1,842,480 | $2,467,480 (+455.07%) Land $625,000 Building $1,842,480 |
| 2022 | $4,119.00 | $444,532 Land $443,407 Building $1,125 | $444,532 Land $443,407 Building $1,125 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 645 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,249 units insured 604 under condo master policies |
| Nearby Flood Claims | 16 (2004–2023) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Aug 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
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