548 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 548 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,941 sqft · built 1972
Lot Size	1.86 acres (81,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,525 (Aug 2026)
Tax Bill	$922 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56W050005400`

Property Details

APN / Parcel Number

Primary APN	`56W050005400`
Alternative APNs	`010682` `10682`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,941 sqft Adjusted Area
1st Floor Area	1,703 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	81,244 sqft (1.86 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	548 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 NE4 548 RIDGE RD
Legal Range	18W
Legal Township	18S
Legal Section	03
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	2
Census Block	2021
Census Tract	301

Owner

Source: Lowndes County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 RIDGE RD, COLUMBUS, MS 39705-5328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Sep 4, 2018	Warranty Deed, Transfer
Nov 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2026 / 5905
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 3, 2026
Property Address	548 RIDGE RD, COLUMBUS, MS 39705-5328
Document Number	2026005905
Book / Page	2026 / 5905
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 RIDGE RD, COLUMBUS, MS 39705-5328

Mortgage

Document Number	2026018562,
Date	Aug 3, 2026
Book Page	2026/18562

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 4, 2018
Property Address	548 RIDGE RD, COLUMBUS, MS 39705-5328
Document Number	0020186451
Book / Page	2018 / 6451
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 20, 2017
Property Address	548 RIDGE RD, COLUMBUS, MS 39705-5328
Document Number	0020178318
Book / Page	002017 / 008318
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	554 RIDGE RD COLUMBUS MS 397055328, COLUMBUS, MS 39705-5328

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$13,215 (+15.41%)	$132,150 (+15.41%) Land $20,000 Building $112,150
2024	$922.00 (+42.72%)
2023	$646.00 Homeowner's exemption Senior Citizen's exemption	$11,450	$114,500 Land $20,000 Building $94,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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