310 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 310 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,564 sqft · built 1955
Owner	Individual Name on File
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56W120001701`

Property Details

APN / Parcel Number

Primary APN	`56W120001701`
Alternative APNs	`011231` `11231`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,564 sqft Adjusted Area
1st Floor Area	2,442 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	011231
Street Address	310 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SE4 310 RIDGE RD
Legal Range	18W
Legal Township	18S
Legal Section	03
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	2
Census Block	2020
Census Tract	301

Owner

310 Ridge Rd is owned and occupied by an individual who acquired it in October 2020.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	310 RIDGE RD, COLUMBUS, MS 39705-5321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL
Oct 29, 2020	Warranty Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS
Aug 26, 2020	Loan Modification, Mortgage COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020
Deed Sale	Oct 29, 2020
Deed Document Number	0020207796
Deed Book / Page	2020 / 7796
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	310 RIDGE RD, COLUMBUS, MS 39705-5321
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020237616
Date	Apr 17, 2023
Book Page	2023/7616
Instrument	1030647

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 27, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	310 RIDGE RD, COLUMBUS, MS 39705-5321
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202133857
Date	Nov 3, 2021
Book Page	2021/33857

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 29, 2020
Property Address	310 RIDGE RD, COLUMBUS, MS 39705-5321
Document Number	0020207796
Book / Page	002020 / 007796
Instrument Date	Oct 28, 2020
Transaction Type	Construction Loan
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MAID MARION CIR COLUMBUS MS 397053184, COLUMBUS, MS 39705-3184

Mortgage

Document Number	20208523
Date	Oct 29, 2020
Book Page	002020/028523

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 28, 2021

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	310 RIDGE RD, COLUMBUS, MS 39705-5321
Document Number	0020201887
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 RIDGE RD COLUMBUS MS 397055321, COLUMBUS, MS 39705-5321

Mortgage

Document Number	0020201887
Date	Sep 2, 2020
Book Page	002020/021887

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Term	60 Months
Due	Sep 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 310 Ridge Rd was $1,777 with a homeowner's exemption, up 1.4% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (+1.43%) Homeowner's exemption	$12,720	$127,200 Land $20,000 Building $107,200
2024	$1,752.00 (+19.51%)
2023	$1,466.00 Homeowner's exemption	$10,798	$107,980 Land $20,000 Building $87,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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