Lowndes County property record for 360 Ridge Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,662 sqft · built 1998 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56W120001801 |
| Primary APN | 56W120001801 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,662 sqft Adjusted Area |
| 1st Floor Area | 1,642 sqft |
| 2nd Floor Area | 493 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 360 RIDGE RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 SE4 360 RIDGE RD |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 03 |
| Legal Subdivision | SEC3 T18S R18W NW4 SE4 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 301 |
Source: Lowndes County assessment roll, APN 56W120001801, as of October 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 RIDGE RD, COLUMBUS, MS 39705-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RENASANT BANK |
| Aug 02, 2019 | Deed of Trust, Mortgage CADENCE BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2020 |
| Transfer Doc | 0020209004 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 360 RIDGE RD, COLUMBUS, MS 39705-5321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020212415 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 2021/2415 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 360 RIDGE RD, COLUMBUS, MS 39705-5321 |
| Document Number | 0020196401 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 360 RIDGE RD COLUMBUS MS 397055321, COLUMBUS, MS 39705-5321 |
| Document Number | 0020196401 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 002019/016401 |
| Name | CADENCE BK NA |
|---|---|
| Address | THE WOODLANDS, TX 77380 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 14, 2029 |
Source: Lowndes County assessment roll as of October 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 (+1.39%) Homeowner's exemption | $16,555 (+13.64%) | $165,550 (+13.64%) Land $10,000 Building $155,550 |
| 2024 | $2,371.00 (+13.88%) | ||
| 2023 | $2,082.00 Homeowner's exemption | $14,568 | $145,680 Land $10,000 Building $135,680 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870003012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 73 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system MS0440080, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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