Lorain County property record for 548 Harvard Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,089 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $67,000 (2014) |
| Tax Bill | $2,178.00 (2025) |
| Primary APN | 06-25-006-114-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,089 sqft Living Area |
| 1st Floor | 736 sqft 1st Floor |
| 2nd Floor | 353 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 135 ft x 52 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 228 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 548 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARVARD AVE ALLT 52.00 X 135.00 |
| Legal Subdivision | HARVARD AVENUE ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 114 |
| Legal Lot Number | 76 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-114-024
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 548 HARVARD AVE, ELYRIA, OH 44035-6630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2014 · Amount on Record |
| Deed Sale | Apr 04, 2014 · Amount on Record |
| Prior Sale | Jan 11, 2013 · Amount on Record |
| Deed Doc Number | 2014001108 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 548 HARVARD AVE, ELYRIA, OH 44035-6630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 546 HARVARD AVE, ELYRIA, OH 44035-6630 |
| Document Number | 0000933312 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023-0933312 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 | $46,080 (-0.01%) Land $9,980 Building $36,100 | $131,670 (-) Land $28,520 Building $103,150 |
| 2024 | $2,178.00 (+18.5%) | $46,085 (+39.64%) Land $9,982 Building $36,103 | $131,670 (+39.64%) Land $28,520 Building $103,150 |
| 2023 | $1,838.00 (+0.77%) | $33,002 (+0.01%) Land $8,061 Building $24,941 | $94,290 (-) Land $23,030 Building $71,260 |
| 2022 | $1,824.00 | $33,000 Land $8,060 Building $24,940 | |
| 2021 | $94,290 Land $23,030 Building $71,260 |
548 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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