545 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 545 Harvard Ave, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1952
Square Footage	996 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$74,900 (2012)
Tax Bill	$2,256.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-25-006-116-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	996 sqft Living Area
1st Floor	996 sqft 1st Floor
Basement Area	996 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	135 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	280 sqft Garage
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	545 HARVARD AVE
City	ELYRIA
State	OH
Zip	44035-6629
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARVARD AVE ALLOT 60 X 135
Legal Subdivision	HARVARD AVE ALLOT
Legal Tract	25
Legal Block	116
Legal Lot Number	56
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2030
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-006-116-015

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 HARVARD AVE, ELYRIA, OH 44035-6629
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2012 · Amount on Record
Deed Sale	Mar 02, 2012 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Doc Number	2012403992
Prior Transfer Date	Jul 09, 2006
Prior Transfer Doc	0000217624
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	545 HARVARD AVE, ELYRIA, OH 44035-6629
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 HARVARD AVE, ELYRIA, OH 44035-6629

Mortgage

Document Number	0000875645
Date	May 17, 2022
Instrument	2022-0875645

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 01, 2042

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (-0.84%) Homeowner's exemption	$47,000 (%) Land $11,520 Building $35,480	$134,290 (-) Land $32,910 Building $101,380
2024	$2,256.00 (+29.43%)	$47,002 (+50.38%) Land $11,519 Building $35,483	$134,290 (+50.38%) Land $32,910 Building $101,380
2023	$1,743.00 (+0.81%)	$31,255 (+0.02%) Land $9,303 Building $21,952	$89,300 (-) Land $26,580 Building $62,720
2022	$1,729.00	$31,250 Land $9,300 Building $21,950
2021			$89,300 Land $26,580 Building $62,720

Flood & Wildfire

545 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.