540 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 540 Harvard Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1952
Square Footage	1,160 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2024)
Tax Bill	$2,322.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-006-114-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,160 sqft Living Area
1st Floor	784 sqft 1st Floor
2nd Floor	376 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	135 ft x 52 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Patio Area	170 sqft Patio
Porch	Open Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	540 HARVARD AVE
City	ELYRIA
State	OH
Zip	44035-6630
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARVARD AVE ALLOT 52 X 135
Legal Subdivision	ELYRIA
Legal Tract	25
Legal Block	114
Legal Lot Number	78
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2022
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-006-114-022

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 HARVARD AVE, ELYRIA, OH 44035-6630
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Nov 24, 2010 · Amount on Record
Deed Doc Number	2024003005
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	540 HARVARD AVE, ELYRIA, OH 44035-6630
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 HARVARD AVE, ELYRIA, OH 44035-6630

Mortgage

Document Number	20210831464
Date	Jul 30, 2021
Instrument	2021-0831464

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00	$49,300 (+%) Land $9,980 Building $39,320	$140,850 (-) Land $28,520 Building $112,330
2024	$2,322.00 (+21.95%)	$49,298 (+44.51%) Land $9,982 Building $39,316	$140,850 (+44.51%) Land $28,520 Building $112,330
2023	$1,904.00 (+0.37%)	$34,115 (+0.01%) Land $8,061 Building $26,054	$97,470 (-) Land $23,030 Building $74,440
2022	$1,897.00	$34,110 Land $8,060 Building $26,050
2021			$97,470 Land $23,030 Building $74,440

Flood & Wildfire

540 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.